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      10-27-2012, 06:13 AM   #5
dopper99
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Drives: C63 S Coupe
Join Date: Jun 2011
Location: UK

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Maybe I'm missing the point here, but surely you need to tell your insurers about every factory option you have spec'd on the car? I always do and it doesn't affect the premium.

Say you paid 36K for a 330d spec'd it up to 42K with options, the insurance comp need to know else they will surely only pay out on a 36K car?