Originally Posted by CirrusSR22
I would think your comprehensive coverage would take care if this, if you have it.
I do have comprehensive, but perhaps as most in NY ,I have $1000 deductible. Even if I didn't, the premium increases so much, even in a scenario like mine, that it really isn't worse it. Even NYPD told me not to do that. Unless there is a serious accident, insurance is kinda like an official scam