That's right this is all about choice and acceptable risk. RWD is not a no brainer and AWD is not a no brainer either. Its all about your usage, climate, and acceptable risk level.
In MTL, OTT, TOR, what did we do before AWD was common?
I don't ever remember getting stuck in my father's old cutlass when I was growning up.
I'm not saying AWD doesn't help. Of course it does. But do "I" need it? Nope.
Current: F87 M2 MT
Previous: F30 - 335i AT, E90 - 335xi MT, E90 - 330i MT, E46 - 330i MT