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      02-04-2013, 01:33 PM   #7
SamS
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Drives: 2013 ActiveHybrid 3
Join Date: Jul 2010
Location: Dallas, TX

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Quote:
Originally Posted by F30Alpine View Post
Werd!

Most states dont allow you to get pre payment penalty
It's not a penalty for paying off the loan early, it's a penalty where you lose the additional discounting (Loyalty, etc) if you don't make a minimum number of payments. In my case, it's 6 payments.

In other words, they are conditional-based discounts that you lose. These do not impact them sticker price of the car if you choose not to use BMW FS, or pay it off early.