Originally Posted by citrixscu
If you financed through BMW, you will definitely need to return your car with RFTs. If you financed through a bank and have to return it to the bank lease guy, you might be able to get away with it.
I didn't even realize you could finance a lease through a separate bank. How do they set the residual value? My understanding is that BMWFS heavily subsidizes leasing by means of setting high residuals - which is why BMW's lease so much better than competitors.