Just noticed this place:
http://www.buyacar.co.uk/bmw_3_serie...to_48402.jhtml
The main thing I noticed is they appear to be
discounting the options too - the only problem is their APR is higher than BMW. Click on the Continue button to see the options.
Although I read somewhere that they do mention BMW lower rates of APR. I think you would have to ring them and dig deeper.......