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Good question about insurance, I was going to go back to NRMA since they quickly quoted $800 for the F30 and with the windscreen cover which is a MUST if you have the HUD. Real insurance is quite cheap I have my X5 with them for $880 for 7500 km usage a year which is the most i do usually, NRMA was $1800 on the X5, GIO was $1200 on the X5 also. Will be ringing around next week when I get some free time from work.
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