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      04-11-2013, 03:00 PM   #29
RedmumbaSeattle
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Drives: 2014 X3 xDrive35i
Join Date: Jul 2012
Location: Seattle, WA

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Ah, thank you both--this was very insightful! Fortunately, I have not signed the lease yet (Saturday!), and I have excellent credit, so reducing the down payment shouldn't be an issue.
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