I have never bought into extended warranties. I have had a couple of major "out of warranty" repairs done gratis by a couple of marques. Most recently on my Forrester XT premium where Subaru picked up a $4000 bill for an issue with emission control valves. They were pretty easy to deal with on this. Some years back when I owned a MGF a stern letter to the MD in the UK did the trick. My approach has always been....I conform to your service intervals and get it serviced by you my local dealer. I would love to buy another one of your vehicles when i am next ready to buy, how can you make that decision easier for me?