Seems a little bit high for putting 5k down at signing. So you're not rolling taxes, fees, etc into the lease and paying them up front? I would expect if you put $$ money down, it should reduce your cap cost. In order to truly evaluate we would need the following numbers:
- Money factor
- Tax rate for your state
- Residual (make sure its 58% for 15k/3 year)
- Leasing Acquisition fee
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