Quote:
Originally Posted by vitriol
Thanks everyone. A lot of good points here.
True, I may save only $30-$50 per month but there are a couple of extenuating factors:
1) Wife wants me to get out of BMW, get a Honda/Toyota instead and save $300/month. Logically this makes sense and for her, emotionally, the idea of saving money is key. So... ANY drop in monthly payment will be helpful (obviously nowhere near the drop I'd see if I leased a Camry, but optically it will seem like a concession on my part).
2) I need to go from 10k/year to 12k, meaning an extra $25 or so per month. I definitely can't go up on the monthly payment (see factor #1 above), so need to find a way to bring it down.
3) Re ordering... that's tempting BUT I'm up against my miles AND my rear tires are just about to need replacing... so hoping to turn existing car in ASAP.
Anyway... obviously I just need to decide what I can live with, as most have pointed out... the problem is I don't see how I can live without msport/leather/nav/driver assist... may need to consider MSDs.
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I can definitely appreciate your position. For me it's balancing a car that I feel is worth the price. And it's hard to see a Camry lease on TV for $159 a month when a BMW is >2x that. But I think we all feel a BMW is worth it or we wouldn't have one. I for one pass on driver assist and Nav. I have a $200 Garmin or Waze if I need directions. No need to pay $2k+ for Nav with a bigger screen (I hate that BMW plopped it on the top of the dash). You can probably grab used tires for the rears and not pay full replacement price.