I've commented on this before, but the fact people can get below invoice on a BMW that has been out for less than a year worries me where the brand is going. I'm sure everyone on this board has remarkable negotiation skills, but back in the day it was unheard of (or extremely rare) to get that much discount until a few years of production. This sounds more like GM, Ford, etc and IMO the reason you do not see any BMW model on this recent residual list:
http://www.autoblog.com/2012/11/26/a...-value-awards/
Mini yes, but they have not been discounting like BMWs have recently.