[F30FAN]

Originally Posted by MarkW83

Took a bit of getting down but hope it's clear enough!! The dealer usually pushes the PCP in the first instance (as you've all probably found) as they'll be targeted (and commissioned) for that as well as the cars, which could steer you away from it as finance never usually tends to be the better deal, but it looks like it is in this case, depending on how long you'll keep the car.

If you actually work it out as I have done above, with these low interest rates - depending on how often you usually change your car, and what you'd be doing with the "cash" otherwise - it's actually a really good deal for many of us Of course, buying any new car is daft - the monthly repayments, and/or the value it will lose in such a short period, are ridiculous. But if we insist on wanting the latest and greatest every couple of years, to make - as someone else on here said recently - our lives a bit more enjoyable until the "grim reaper" comes calling, then the PCP is seemingly the best option (out of the choice available) in a lot of cases