[mcalc55]

328xi - m sport, navi, lighting, HK Sound, moonroof, heated seats, sport auto

MSRP: $50,150
Sale Price: $48,168
Residual Value @ 65%
"Selling Rate" / Money Factor: .00135
Upfront MSD of $4,837
10k / year

Incentives: 750 Conquest + 1,000 test drive incentive coming this week

Final per month: $555


Couple questions here...they said the MF of .00135 was low and that .00127 is what they buy at and they can't negotiate down to that. Don't think that's going to impact the payment significantly anyway, but they didn't want to budget on that.

Also, residual of 65% is high i think, so that's good.

Final point - they said that they take a 6.5% profit margin, not 9% like most dealers so trying to calculate invoice at 91% of MSRP won't work. If I do 91% it ends up being $2,531.80 over which seems like an average deal at best. They claimed that this was a 'friends and family' deal since I know a guy who works there, not quite sure about that..looking for some input. Let me know if I missed any key figures.