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Well, the two dealers here in town are both owned by the same person and they are relatively small compared to most I believe. My CA has been very patient with me, so I appreciate that.
Easing the blow... I believe that the new Feb program just announced gives 1K cash incentive when using BMWFS. Along with the 60% residual for Feb (compared to the 58% for the Dec/Jan program I was approved under), and the same MF of .00130, that adds up to about a 1K savings for me.
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