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My AMEX Cash Rewards card is one of the cards I won't do without. Cash rewards on purchases. No annual fee. And the big perks. Automatic warranty extension on many products I purchase up to an additional year. I use this on any electronics purchases. In addition, the same card provides lost/stolen/accidental damage coverage for 90 days after date of sale.
I've used both the warranty extension and the accidental damage coverage. In the case of the warranty extension, I had a Xerox Phaser 8560MFP/D printer needing a main board replacement just after the one year manufacturer's warranty was up. AMEX paid the $950 repair bill. I had a item I accidentally dropped and damaged. AMEX paid the $150 to reimburse to replace it.
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