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Does anyone here believe that BMW would actually admit that due to faulty engineering/workmanship one of their cars caught on fire, assuming normal driving conditions and no third party tampering? I highly doubt it. So their internal investigation ending up as inconclusive does not mean much, however, the insurance company's assessment is another issue.
The dealer's discount is generous/fair, depending on your personal threshold of such, but regardless if BMW is at fault or not, to ask a customer to sign a release and absolve themselves from any future liability is bonkers IMHO. It's like saying to a patient: "I'll prescribe and even pay for your medication and treatment, but sign here first so that any complications you experience thereafter are your problem, and not my responsibility or that of my department/institution."
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