I buy my cars outright and got 14% off the car (with or without finance), I almost did the 50/50 0% deal but I would of lost 4% discount as the dealer had to give some back to BMW finance and over the 2 year term and I wouldn't of made the difference in savings so that idea was binned.
Missus and I don't like the idea of debt and are in the lucky position of not having any
