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      11-20-2012, 03:28 PM   #1
dpwr
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insurance question...

I'm just wondering how would this work, let's say my girlfriend drives my car (she has her own car with insurance) and gets into some type of accident with my car, how would it work with insurance? while she's driving my car is she covered under her insurance and vice vesca (me driving her car) ?
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      11-20-2012, 03:43 PM   #2
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If you reside at the same address and you told the insurance she or you are the second driver then there is coverage. If she is at a different address, then I think any occasional driver is covered then.
In any case you should always check with your insurance.
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      11-20-2012, 04:30 PM   #3
dpwr
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Quote:
Originally Posted by discoboy1 View Post
If you reside at the same address and you told the insurance she or you are the second driver then there is coverage. If she is at a different address, then I think any occasional driver is covered then.
In any case you should always check with your insurance.
ya same address, thing I don't plan to drive her car and her to drive my car that much so i don't want to add her as a secondary driver and pay more insurance...
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      11-20-2012, 07:05 PM   #4
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its your insurance that takes care of you when your car is damaged
happened to me last year when i was driving my friends car and got into an accident
insurance contacted him for the claims and such but the police report says i was the driver
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