[Tommyj]

Try LV, mine went down a bit this year to approx £530 for 335d F31 with remap, exhaust, ACS springs, M3 wheels and splitter. I used Confused to get the LV price and then Chris Knott matched it

[teaston]

Originally Posted by Tengocity

You live in Norwich, so I guess you know best what undesirable looks like!

So shite that they can't be arsed to link you to the rest of the country via any decent kind of roads.

Norwich has one of the lowest crime rates in the country, and subsequently some of the lowest car insurance costs too!

[Tengocity]

Originally Posted by teaston

Norwich has one of the lowest crime rates in the country, and subsequently some of the lowest car insurance costs too!

Incest is still illegal you know!

[teaston]

Originally Posted by Tengocity

Incest is still illegal you know!

Originally Posted by Jeff123

They are more desirable than you might imagine. Some parts are anyway!

Lol, I'm glad all the old wives tales are still working, to keep all the undesirables out of our area!

[Ti Rich]

I am 49, 12 years NCB, car in a locked and alarmed garage and live in West Midlands. Last year i paid £800, this year was £1300.

Changed to Aviva and now pay £760 on the new 435d. Try them.

[t5pilot]

Originally Posted by R11RRY

Thats pretty amazing
Looks like its a post code thing im in leeds.
Aviva quoted 1355. Still silly considering clean licence no claims. Live in guiseley which isnt a bad area.

Its even more if i remove the mrs.

Guiseley is popular for 2 in 1 burglaries unfortunately. Is the quote garaged, driveway or street parking? It sounds stupid but it's cheaper to insure NOT garaged. And it's always cheaper to have insured & spouse.
Also, if there's a small cul-de-sac within easy walking distance, get a quote for parking there overnight. It may make a bigger difference than you think. And you don't have to park there all the time, as the question on the proposal is "where is it USUALLY kept overnight".
It will be interesting to see how you get on. Good luck, as that quote is just stupid.

[evdok]

Originally Posted by Ti Rich

I am 49, 12 years NCB, car in a locked and alarmed garage and live in West Midlands. Last year i paid £800, this year was £1300.

Changed to Aviva and now pay £760 on the new 435d. Try them.

Thats a lot, I'm 49 clean licence, no claims, full NCB live near Kidderminster & pay around 500 bucks. (Aviva)

[Chris330]

It nose dived for me when I declared I have kids. It dropped further when I added the Mrs to the policy (full time Mum) £700 to £450 on a 340i in SW London

[sensible]

Compare the market, then Aviva and Direct line. You will see if that price is out of sync with the others.

[RoShambolt]

Originally Posted by Vasumir

I went from a 1.2 litre engine to a 440i and my insurance increase was nowhere near that amount.

OP - I use Aviva, have a multi car policy with them for 2 cars at £550, which includes a slight increase for the MPPSK. Have 10 years no claims like yourself.

I'm paying £780 with LV for the 340i and MP kit declared, I too came from a 1.2 which was costing £320, I'm early 30's and wouldn't say I live in a particularly desirable area. I think it was pretty fair. OP is paying way too much.

[Jeff123]

Originally Posted by sensible

Compare the market, then Aviva and Direct line. You will see if that price is out of sync with the others.

Thats the way forwards...

Do it.

[R11RRY]

So been ringing a lot of the companies I've used in the past.

Performance direct came out at 2k. All the avivas churchill etc nothig less than 1600!

I know car theft and jacking is on the rise but this is extortionate.

Will try some others above thanks

[4WDriver]

There are other tricks that are perfectly legal. Have a look at Martin Lewis’s www.moneysavingexpert.com for all ideas.
I changed how I describe my profession from “airline pilot” to “flight deck crew” and I saved £100. I then added the mother-in-law and saved another £35. As has been said, adding a lady often helps. Adding two in my case did even better. It’s just a computer model and you need to play with it a bit to see what can be done.
Play with the miles too. They often have bands different to the comparison sites so losing just 1000 mile can have a big effect. Same with excess. Also some load for garaging which seems odd.

[Hooded]

Originally Posted by R11RRY

So been ringing a lot of the companies I've used in the past.

Performance direct came out at 2k. All the avivas churchill etc nothig less than 1600!

I know car theft and jacking is on the rise but this is extortionate.

Will try some others above thanks

Are you on the electoral role? I'm sure stuff like that makes a difference on these online quotes.

If I use a false name on price comparison sites the best quote I can get is £700 at my postcode for a 320d, using my real name I get just over £300.

[TonyBuon]

OP, this worked for me -

Download the Aviva app, do the 200 miles, then ring them for a quote. If you get a decent score it WILL bring down your premium.

[Rich9600]

Originally Posted by Tommyj

Try LV, mine went down a bit this year to approx £530 for 335d F31 with remap, exhaust, ACS springs, M3 wheels and splitter. I used Confused to get the LV price and then Chris Knott matched it

Another vote for LV. My policy also dropped this year, £20 off...
£420 for an unmodified F31 340i.
37 with my wife on it and living in a rural area.
Went with them as they were easy about winter wheels. Not seen the need to move as renewals are competitive.

[JustChris]

M2 about £400 and renewal come back just £20 up, so staying with Churchill.

15000 Miles business and he wife on it too.

[JustChris]

Originally Posted by 4WDriver

There are other tricks that are perfectly legal. Have a look at Martin Lewis’s www.moneysavingexpert.com for all ideas.
I changed how I describe my profession from “airline pilot” to “flight deck crew” and I saved £100. I then added the mother-in-law and saved another £35. As has been said, adding a lady often helps. Adding two in my case did even better. It’s just a computer model and you need to play with it a bit to see what can be done.
Play with the miles too. They often have bands different to the comparison sites so losing just 1000 mile can have a big effect. Same with excess. Also some load for garaging which seems odd.

Adding a lady or two.

#player

[teaston]

Originally Posted by Chris330

It nose dived for me when I declared I have kids. It dropped further when I added the Mrs to the policy (full time Mum) £700 to £450 on a 340i in SW London

Good news! My next renewal will be my first with a child!

[A15X]

Originally Posted by teaston

Good news! My next renewal will be my first with a child!

I wonder if you can apply this to an existing policy 🤔

[R11RRY]

Cheaper with a child??

[CT1]

Try confused I pay £268 protected no claims 15+ years put the wife on it (she never drives it too frightened lol) as this reduces it a bit, oh and by the way thats for my M3

My F31 320d is £600 but I've only got 1 years NCB as had to start again with the second car.