[jmg]

Originally Posted by jeffc83

Not sure about others but I knew you were just venting and took it with a grain of salt. You are entitled to your opinions and in my own, yes, the guy is a deadbeat.

Now that next set of people claiming the world in a 5mph fender bender are well beyond lowlife deadbeats! "Whiplash" my ass if that's what they claimed! What else did they go for? You threw out their back and broke their knee caps? (I know that's what some would "like" to do to those people) Friggin' people man.... Just glad to hear the honest party won!

Thanks for understanding. Granted, I'm being very emotional when I call him a deadbeat, but who wants this over their heads?!

Re: 5mph fender bender: They claimed all kinds of ridiculous things that my insurance company didn't make me privy to for legal reasons. We actually tried to settle it without involving the insurance company seeing as there was no damage to my wife's car (besides the license plate being bent), and only a scratch on their bumper. Interestingly enough, their car was an absolute heap. There were scratches, dings, and dents all over the car and the paint was in bad shape. Nonetheless, me and my wife are honest people, we offered to pay for a complete repair and respray of their bumper out of pocket. It would have been looking better than it had before the accident. They agreed but then started claiming they were hurt, the needed a new this and that, their mechanic was charging $X amount in the thousands... we said "fk this" they are trying to milk us because we have nice cars. We let our insurance handle it instead.

[jeffc83]

Originally Posted by jmg

Thanks for understanding. Granted, I'm being very emotional when I call him a deadbeat, but who wants this over their heads?!

Re: 5mph fender bender: They claimed all kinds of ridiculous things that my insurance company didn't make me privy to for legal reasons. We actually tried to settle it without involving the insurance company seeing as there was no damage to my wife's car (besides the license plate being bent), and only a scratch on their bumper. Interestingly enough, their car was an absolute heap. There were scratches, dings, and dents all over the car and the paint was in bad shape. Nonetheless, me and my wife are honest people, we offered to pay for a complete repair and respray of their bumper out of pocket. It would have been looking better than it had before the accident. They agreed but then started claiming they were hurt, the needed a new this and that, their mechanic was charging $X amount in the thousands... we said "fk this" they are trying to milk us because we have nice cars. We let our insurance handle it instead.

Exactly; that's just one more headache regardless!

I'm glad they denied your offer and instead "claimed greed"! What goes around comes around, which calls for a roundel dance in your case

[Eternal]

Originally Posted by rlmesq

I'm usually not a big fan of contacting the media, but this has some appeal as a TV news human interest story. Check with your local TV station and contract your local state legislators and members of Congress.

"Waiting to see where it goes" can be a real nightmare. Unpaid violations could be added to your registration bill, holding your renewal hostage until you pay.

I despise people who run to the media. If it got out of hand enough, maybe. But its been about 3 months and they have not called (or mailed) since then. I told them I will not pay. Its in their court now.

[tex2670]

Originally Posted by pgarbul1

It's a new scam going around

How so? He did, in fact, previously own the car. Someone had to get that info. Here in PA, you have to provide proof of insurance when you renew your auto registration. Why is this not as simple as the state having out of date insurance info tied to the VIN of the car in the state records? Party B's attorney gets info on the driver from the State, which gives Party B the out of date info.

State records out of date or inaccurate...how could that possibly be???

[rjc32000]

Says the guy cheating on his taxes by deducting his entire lease payment from his income. Unless you NEVER drive for personal reasons AT ALL (which includes the commute to/from your workplace), there is no lawful way for you to deduct your entire lease payment from income.

So before you start calling out "deadbeats" for failing to have lawful insurance, take a quick look in the mirror and you'll see a "deadbeat" who asks other taxpayers to subsidize his lifestyle.

Originally Posted by jmg

He's a deadbeat for several reasons:


3) The entire payment is a business deduction and I am incorporated. Most smart business owners take advantage of the tax advantages of a lease.

[jmg]

Originally Posted by rjc32000

Says the guy cheating on his taxes by deducting his entire lease payment from his income. Unless you NEVER drive for personal reasons AT ALL (which includes the commute to/from your workplace), there is no lawful way for you to deduct your entire lease payment from income.

So before you start calling out "deadbeats" for failing to have lawful insurance, take a quick look in the mirror and you'll see a "deadbeat" who asks other taxpayers to subsidize his lifestyle.

Apologies, I was oversimplifying, and granted, my understanding of tax law is murky, that is why I employ a very reputable and conservative business manager to make sure I am on the up-and-up. Business deductions on a leased vehicle takes into account the entire payment when calculating the % business portion of use. In comparison, the entire financed car payment is NOT deductible, and only the interest and depreciation can be applied to the deduction (plus standard mileage rates, or actual use just like a lease). That is what I meant: the entire lease payment is subject to a deduction. And you are right, you are limited to actual business use. In my case, I have multiple cars, and I have a home office. Business use includes driving from my office at home, to client's offices and my many offices around the city, depending on my contract, so my business use % vs personal use for my company car is very high. And yes, part of my home is my legitimate office and I charge my corporation rent and a % of the expenses based on total square footage of the home vs the office.

The point is this: I leased because it is advantageous to me as a business owner. It has very little to do with what I can and cannot afford. Party A leased because he couldn't afford a new car, which in itself is not necessarily characteristic of a 'deadbeat', but he could not even afford or want to pay for insurance. THAT is a deadbeat. He should have budgeted his lease payment with his insurance payment, but he didn't, and now Party B or Party B's insurance is left with the bill and will probably go after him. Deadbeat. Not necessarily a criminal, but a deadbeat.

And no, I don't cheat on my taxes. You can say I am a dummy or ignorant for mis-stating my tax deductions, but don't accuse me of a crime so hastily. I might be dumb, but I'm not a criminal.

[Paz1]

OP is making himself look more and more of a scum

[jmg]

Originally Posted by pgarbul1

OP is making himself look more and more of a scum

Wow, really. How so?

[FutureHendr1x]

So you didn't call your insurance of the day of your lease return? IF so, they should be liable and deal with it, if you called. My sense tell me that you didnt

[jmg]

Originally Posted by FutureHendr1x

So you didn't call your insurance of the day of your lease return? IF so, they should be liable and deal with it, if you called. My sense tell me that you didnt

I picked up a 340i that same day and removed the 328 and added the 340i. They immediately sent me the updated policy which showed the 328i removed.

As another Poster pointed out, that info is replaced at the dmv when the new owner gets their own policy. Since he never got a new policy, the records remained. That's the theory he proposed anyway and like I said earlier, Party B's insurance contacted me precisely because the DMV still had my info on file.

[jmg]

Originally Posted by pgarbul1

OP is making himself look more and more of a scum

Still waiting for a reply.

[Paz1]

Originally Posted by jmg

Still waiting for a reply.

Calling someone a deadbeat when you don't know their situation. Scum

[jmg]

Originally Posted by pgarbul1

Calling someone a deadbeat when you don't know their situation. Scum

Oh, okay. Sorry, I misunderstood. I thought you had an actual rational reasoning behind it and not just a troll.

Edit: BTW, if anything I'm being judgmental. What you described isn't "scum".

[upsidedownfunnel]

I don't understand the point of any of this. It's clear by now that the worst thing OP had to deal with is providing proof that they did not own the car at the time of the accident. That's it.

Meanwhile, OP has repeatedly accused the purchaser of his used car of not being able to afford the car, being a deadbeat, a loser, and being pathetic.

It really doesn't matter what happened with the purchaser of your used car. It's pretty obvious to most of the adults in this room what kind of person you are.

[jmg]

Originally Posted by upsidedownfunnel

I don't understand the point of any of this. It's clear by now that the worst thing OP had to deal with is providing proof that they did not own the car at the time of the accident. That's it.

Meanwhile, OP has repeatedly accused the purchaser of his used car of not being able to afford the car, being a deadbeat, a loser, and being pathetic.

It really doesn't matter what happened with the purchaser of your used car. It's pretty obvious to most of the adults in this room what kind of person you are.

Even when I was making minimum wage, I paid for my auto insurance, not only because it's the law, but it's the smart thing to do so I would not be financially ruined because of an accident. This guy breaks the law and doesn't have the foresight to purchase auto insurance, and you are judging me?

What kind of person do you think I am exactly?


edit: I have added to my original post what the point of all this was, because I think it has gotten lost with several people trying to make this more than it is.

[Paz1]

Jmg.. you should just close this thread. Your character is ruin by your own words. Glad many people agree with that. You started this thread to rant about your situation which is fine. However, once you talked negative of an individual whom cannot defend themselves( without knowing the full story of their life, situation) you took it another direction ! Get help bud

[jmg]

Originally Posted by pgarbul1

Jmg.. you should just close this thread. Your character is ruin by your own words. Glad many people agree with that. You started this thread to rant about your situation which is fine. However, once you talked negative of an individual whom cannot defend themselves( without knowing the full story of their life, situation) you took it another direction ! Get help bud

Like I said in my original post, that is the short version. You don't know what happened, so who are you to judge? There are details of the situation I cannot reveal that made me come to the conclusions I came to. What if I told you that Party A was going 75 in a 45 residential and party B had a baby in the car that was in the icu for weeks? What if I told you he still denied responsibility despite his reckless speed? Then maybe you would understand where I am coming from. Maybe the ones misjudging someone based on incomplete information in this thread isn't me, but you and upsidedownfunnel

[jeffc83]

Some harsh people on this forum as someones opinion has turned into an argument which in the end, will have no winners nor is there anyone who is "right or wrong" here

You just don’t know what’s going on in another person’s life.

You just don’t know the entire situation and the circumstances that are involved.

You just don’t know what’s going on in another person’s head.

As humans, when we meet one another, we instinctively gather as much information as we can from our interaction and based on that information, which is akin the size of a small puzzle piece, we try to construct the entire jigsaw puzzle of that person using only that small puzzle piece. You can’t. You just can’t do that.

For example, you meet someone for the first time and he seems a bit rude, a bit standoffish, not very graceful in terms of social manners, and appears a bit angry. We take that information and paint that person as just that in everyday life, when in reality, he could’ve just been having a bad day. A deal might’ve not gone through at work, maybe he didn’t get the raise he wanted, or maybe he just had a bad fight with his wife.

You don’t know.

[Paz1]

Disclose all info or don't post stuff . Plain and simple

[jmg]

Originally Posted by pgarbul1

Disclose all info or don't post stuff . Plain and simple

No. Starting a witch hunt was not the purpose of this thread. If that's what you want, then you are here for the wrong reason.