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      04-15-2013, 12:17 PM   #1
jmatero
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My 328i Lease Quote, Thoughts?

I'm still awaiting the MF, residual details but was just quoted:

MSRP: 43,045
Sale$: 40,201

24/12k: $417 +tax
36/12k: $382 +tax

Both with $5,000 at signing. The sale price seems fair but that seems high per month with $5,000 down, no?
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      04-15-2013, 12:20 PM   #2
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Yes seems very high per month with $5k down, we need alot more information that you aren't providing.

Residual, Money Factor, Invoice, Dealer Fee, Doc Fee, Acq Fee, any other fees, etc.
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      04-15-2013, 12:49 PM   #3
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      04-15-2013, 12:55 PM   #4
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Some comments:

925 seems to be the acq fee, it should be $725, $200 = dealer fluff added to the cap

.00169 should be .00129

We cant see the fee breakdown from this screen....
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      04-15-2013, 04:59 PM   #5
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I've received three quotes from three different dealers stating .00169 as the current MF. Is there something different here in the SF Bay area?
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      04-15-2013, 05:40 PM   #6
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No, it is just that they all are taking the maximum allowed mark-up of .0004 over the BMWFS base rate of .00129. It is quite common since this is how the finance side of the dealership makes their money.

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Originally Posted by jmatero View Post
I've received three quotes from three different dealers stating .00169 as the current MF. Is there something different here in the SF Bay area?
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      04-18-2013, 01:26 PM   #7
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70% residual?

That seems high as well. Or is that what it is for 24 month lease ?
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