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      01-22-2015, 11:56 AM   #1
F30Andy
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0% to low finance

Hello guys, I'm hoping you may be able to help me here.

I remember recently seeing talk of BMW offering 0% finance on M5's in the very recent past.

The short version is I need to assist my director in book cooking (all legal I promise you) and have to acquire 4 vehicles before 1st of April.
Vehicles preferably need to be on PCP to a business, but PCH considered.
Deposits of £20k per vehicle will (have to be, don't ask,) be laid down.

This is not exclusively for BMW. If the rate is zero or low we will consider anything.

The value of the cars we need to get has to be in the £75k to £150k region. Also the cars don't have to be brand new.

Also if anyone knows of any organisations (not manufacturer affiliated) that will do us finance for this I would be most interested.

Guys, I can't go into too much detail right now, but you have my word that anyone that helps me with this will personally be offered something by me which will benefit them from this later this year.

Thank you in advance.
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      01-22-2015, 12:00 PM   #2
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      01-22-2015, 12:03 PM   #3
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Juice did you guys finance your Huracan or did you just put the deposit down and sell the slot?

If you did finance it, did you do it through Lamborghini?
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      01-22-2015, 12:06 PM   #4
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Also, all I ask is that you send me 5000 to my Nigerian bank account...
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      01-22-2015, 12:08 PM   #5
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Quote:
Originally Posted by Alkidrew View Post
Also, all I ask is that you send me 5000 to my Nigerian bank account...
Dude, I'm being very serious.

All I'm asking for is if anyone knows of any good finance deals / company's.

Nothing illegal or dodgey I promise you.
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      01-22-2015, 12:09 PM   #6
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Not sure if this helps, demonstrates calculations for 0% finance.......http://www.bmw.co.uk/en_GB/topics/ow...ailoffers.html
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      01-22-2015, 12:13 PM   #7
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Quote:
Originally Posted by dopper99 View Post
Not sure if this helps, demonstrates calculations for 0% finance.......http://www.bmw.co.uk/en_GB/topics/ow...ailoffers.html
Thank you that does help.

I'm on the mobile site at the moment (not indoors yet.)
Do you know if they are still offering 0% (i thought it was for a limited time,) and if it is only on the M5?

Thanks.
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      01-22-2015, 12:16 PM   #8
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Originally Posted by F30Andy View Post
Juice did you guys finance your Huracan or did you just put the deposit down and sell the slot?

If you did finance it, did you do it through Lamborghini?
It was sold after delivery but not registered

We paid outright. No finance as we intended to flip it, harder to do on a finance deal.
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      01-22-2015, 12:19 PM   #9
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Quote:
Originally Posted by jusdorange View Post
It was sold after delivery but not registered

We paid outright. No finance as we intended to flip it, harder to do on a finance deal.
Did the dealer have any issues not registering it?
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      01-22-2015, 12:22 PM   #10
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Quote:
Originally Posted by F30Andy View Post
Thank you that does help.

I'm on the mobile site at the moment (not indoors yet.)
Do you know if they are still offering 0% (i thought it was for a limited time,) and if it is only on the M5?

Thanks.
I dont know if they are still offering 0%, but the fact its on the website, I'd only assume they still are.

Quick look on the BMW website shows M6 coupe, M6 convertable and M6 GC all on 0%. Not looked at any others. The vert is a cool £99,825.00 list price
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      01-22-2015, 12:27 PM   #11
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Does oracle not offer finance for these type of things?
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      01-22-2015, 12:31 PM   #12
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Mazda and BMW are offering 0% deals right now. Pick a price range
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      01-22-2015, 12:50 PM   #13
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Please buy my car off me.
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      01-22-2015, 12:55 PM   #14
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Yes, BMW are still doing the 0% on the M5. I was offered the last brand new unregistered Jahre in the UK on the 0% deal a couple of weeks ago, but there was no discount (so it was 96k) and the 4 year gmfv was only 29k - even at 0% that's a lot of monthly payment so I declined.
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      01-22-2015, 01:03 PM   #15
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The M5 and M6s are still on 0% deals so worth a look.

I don't think there are any other 0% deals in the price bracket
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      01-22-2015, 01:16 PM   #16
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I was recently sent a link showing 640d m sport coupe still on a 0% Apr.

Send me a pm and I will send it to you (not sure on the policy of linking to specific dealers on the forum pages)

I know it's 'only' a 50k car but if BIK has anything to do with this equation, it might help offset the m5/m6 you are 'forced' to buy!

(And it can count as the 'economical daily'.)
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      01-22-2015, 01:33 PM   #17
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Quote:
Originally Posted by F30Andy
Quote:
Originally Posted by Alkidrew View Post
Also, all I ask is that you send me 5000 to my Nigerian bank account...
Dude, I'm being very serious.

All I'm asking for is if anyone knows of any good finance deals / company's.

Nothing illegal or dodgey I promise you.
Andy,

I've dealt with Iain Davidson a few times, who runs his own car finance/lease company:

http://www.vectura.uk.com/

He's been in the business for donkeys and we've found him incredibly helpful.

He uses various lenders and can always beat the dealers for rates on used cars and is generally competitive on new ones too except when the manufacturers are offering the silly low ones to shift certain models.

He can do sourcing as well.

Worth a call to him.
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      01-22-2015, 02:23 PM   #18
F30Andy
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Quote:
Originally Posted by Tengocity View Post
Andy,

I've dealt with Iain Davidson a few times, who runs his own car finance/lease company:

http://www.vectura.uk.com/

He's been in the business for donkeys and we've found him incredibly helpful.

He uses various lenders and can always beat the dealers for rates on used cars and is generally competitive on new ones too except when the manufacturers are offering the silly low ones to shift certain models.

He can do sourcing as well.

Worth a call to him.
You are the freaking man.
Exactly the sort of thing I was looking for.

Also thank you to daz, I can't believe i forgot about Oracle.

If anyone has any more suggestions please keep them coming.

As for the 0% deals, I have a guy working in Canary wharf Sytner. Gave him a call and he has told me the following

1. Car must be DELIVERED before end of march.
2. BMW franchises are no longer required to offer the deal by BMW, it is at their discretion if they do.
3. My particular dealer is now only offering it on the M5 and M6 coupe.

Dopper Daz and Tengo you are now officially on my list of people to look after. Your help thus far is very appreciated. Like I said I can't give too much away now, but when I can you will be smiling.

Nas, which car do you want to sell. If I remember correctly you have an M4 on your driveway?

Last edited by F30Andy; 01-22-2015 at 02:29 PM..
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      01-22-2015, 02:25 PM   #19
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Quote:
Originally Posted by sweels View Post
I was recently sent a link showing 640d m sport coupe still on a 0% Apr.

Send me a pm and I will send it to you (not sure on the policy of linking to specific dealers on the forum pages)

I know it's 'only' a 50k car but if BIK has anything to do with this equation, it might help offset the m5/m6 you are 'forced' to buy!

(And it can count as the 'economical daily'.)
BIK has nothing to do with this (or so my accounts department tell me) with this.

Please do PM me the 640d link, could be useful.

Thanks.
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      01-22-2015, 02:29 PM   #20
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How long are the cars going to be kept for?
Why only zero percent deals ? It may be worth paying a bit of interest but buying something with a strong residual to more than offset the interest charges.
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      01-22-2015, 02:35 PM   #21
sweels
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Quote:
Originally Posted by F30Andy View Post
BIK has nothing to do with this (or so my accounts department tell me) with this.

Please do PM me the 640d link, could be useful.

Thanks.
Just sent you a pm
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      01-22-2015, 02:39 PM   #22
F30Andy
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Quote:
Originally Posted by davyk31 View Post
How long are the cars going to be kept for?
Why only zero percent deals ? It may be worth paying a bit of interest but buying something with a strong residual to more than offset the interest charges.
They will be kept for three years tops. Realistically for two.

Does not have to be 0%, we are happy to pay a bit of interest, but can't be silly.
In this particular scenario residuals are not too important.
This is more about keeping initial acquisition costs fixed to within a certain budget.

The cars will have to stay on our fleet for a minimum of 12 months.

Main thing is getting them on finance with lowest possible rate.

I know I'm being very cagey at the moment but it is all for good reason (i don't wanna jinx it) and as soon as I can tell you guys I will be screaming it from the rooftops.
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