Bmw Tire and wheel insurance replace all 4 tires??

stvding · 05-03-2016, 06:18 PM

Quote:

Originally Posted by Michael Schott

This is a weird thread. The OP is complaining about the insurance that he purchased and apparently did not understand. The insurance covers road damage. There is no issue with having unequal wear from side to side yet he is willing to purposely damage his tires to defraud the insurance company. Last, he overpaid and is now complaining about the cost.

well, that is exactly what i am bitching about. Lol

stvding · 05-03-2016, 06:55 PM

Quote:

Originally Posted by crono06

Quote:

Originally Posted by Michael Schott

This is a weird thread. The OP is complaining about the insurance that he purchased and apparently did not understand. The insurance covers road damage. There is no issue with having unequal wear from side to side yet he is willing to purposely damage his tires to defraud the insurance company. Last, he overpaid and is now complaining about the cost.

Right?! I really don't understand this.

Accident due to uneven tread? Highly unlikely unless you're driving at the limit all the time. I think the op also forgets the fact that sometimes tire pressures will be uneven in the tires and that could have just as much impact on the grip. I'm fairly certain that xDrive was engineered with these tolerances in mind.

So, one brand new tire with three 20K km tires are okay then?

Michael Schott · 05-03-2016, 07:34 PM

Quote:

Originally Posted by stvding

So, one brand new tire with three 20K km tires are okay then?

Yes.

stvding · 05-03-2016, 07:35 PM

Quote:

Originally Posted by Michael Schott

Quote:

Originally Posted by stvding

So, one brand new tire with three 20K km tires are okay then?

Yes.

It wont pull to one side?

stvding · 05-07-2016, 03:56 PM

What about M car? Since they have real tires not run flat, tire can be repaired at any tire shop at low cost. Is it safe to say tire insurance is definitely not worth it if you have non- run flat?

AshlandTE87 · 05-07-2016, 04:46 PM

I too have the insurance on my 19" wheels and RFT. Can't find my paperwork to read so I'm posing this quick question;

If I switch from RFT to go flat tires, will it void the warranty? If the answer is no, then do the go flats need to be BMW spec tires (star on sidewall)?

Thanks!

Billfitz · 05-07-2016, 05:01 PM

Quote:

Originally Posted by Martz87

If I switch from RFT to go flat tires, will it void the warranty?

My assumption is that the policy applies to what was on the car when you bought the policy. OTOH most tires bought for replacement come with a warranty at no extra charge.

AshlandTE87 · 05-08-2016, 06:28 AM

Quote:

Originally Posted by Billfitz

My assumption is that the policy applies to what was on the car when you bought the policy. OTOH most tires bought for replacement come with a warranty at no extra charge.

True true. Really, I bought the insurance mainly for the wheels as I live in northwestern PA where the roads are ridden with potholes and also because my wife does not seem to even look at the road when she drives. Somehow she finds a way to steer into every pothole regardless of being able to see it a mile away.

Blubaron79 · 05-08-2016, 11:35 AM

Quote:

Originally Posted by stvding

It wont pull to one side?

No. I just had the same thing happen. I asked the SA too. However about 3,000 miles later my other front tire got a bubble in it. Now I have two new front tires.

Billfitz · 05-08-2016, 01:13 PM

Quote:

Originally Posted by Martz87

my wife does not seem to even look at the road when she drives.

No prob, get a dash camera, set it up to live feed to her iphone.

dawho1 · 05-13-2016, 05:42 PM

Quote:

Originally Posted by Billfitz

My assumption is that the policy applies to what was on the car when you bought the policy. OTOH most tires bought for replacement come with a warranty at no extra charge.

I just went through this and specifically mentioned that I intended to purchase new wheels/tires and asked if there was any limitation around needing to buy BMW oem, etc, and they told me that it was the car itself that was insured, so whatever was on there would be covered.

Also asked about recommended replacement (2 or 4 at a time, and if that was covered), and they said it would only cover the tire(s)/wheel(s) that were damaged. They said if you decided to replace multiple tires, you'd have to pay for the others out of pocket, but in general it's not necessary, though many places push for it.

They also said you could cancel it at any time and get the pro-rated balance of the warranty refunded, so if you decide you don't want it, simply go in and cancel it and get your money back.

lemonchicken · 05-17-2016, 10:44 AM

I just can't tell if you're being serious, or if you just regret getting fleeced by the dealer on a stupid tire insurance plan. You've really never had a flat on any other car you've ever owned? Maybe if they're all old, you'd use common sense and replace them all at the same time, but there is no way you would think a tire protection plan would replace 3 other tires because you got 1 flat tire. Or even 1 other tire on the same axle. If you want to replace an extra tire, please feel free to do it, just don't expect a dealer or insurance plan to pay for it.

pallymore · 05-19-2016, 01:01 PM

Quote:

Originally Posted by lemonchicken

I just can't tell if you're being serious, or if you just regret getting fleeced by the dealer on a stupid tire insurance plan. You've really never had a flat on any other car you've ever owned? Maybe if they're all old, you'd use common sense and replace them all at the same time, but there is no way you would think a tire protection plan would replace 3 other tires because you got 1 flat tire. Or even 1 other tire on the same axle. If you want to replace an extra tire, please feel free to do it, just don't expect a dealer or insurance plan to pay for it.

agreed.

I got a flat tire 2 years ago and replaced the tire under the tire & wheel insurance offered by BMW.

the dealer only replaced the flat tire (same brand & model).

illusionx · 05-31-2016, 08:59 PM

I got a 5 year easy care tire/rim protection. anyone deal with easy care ?
I got it because on my old car i had 2 flats in 1 year alone without any pothole damage, on my brand new tires. I just had them plugged, which i dont think would be an option on run flats ?

dassub · 06-10-2016, 03:29 PM

My runflats had 30,000km on them and were already showing their age. I got an unfixable puncture (though I guess any puncture in general is unfixable if they are runflats).

Dealer said I'd have to replace two tires at a cost of about $800.
Instead, I bought 4 new tires from a tire shop for the same price, non runflat.

The new tires are super soft and make the car way more responsive. Funny enough, the same happened with my E90 and I did the same thing way back then, too.

T4NZ4NIT3 335i · 06-11-2016, 09:21 PM

Quote:

Originally Posted by dtl1125

they'll only replace the tire that needs replacing. if you want each of them changed then just drive a nail in it. free tires for life as long as you stick with that tire

05-07-2016, 03:56 PM	#49
stvding Major 662 Rep 1,447 Posts Drives: G20 M340ix Join Date: Jul 2015 Location: Markham iTrader: (0)	What about M car? Since they have real tires not run flat, tire can be repaired at any tire shop at low cost. Is it safe to say tire insurance is definitely not worth it if you have non- run flat?
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05-07-2016, 04:46 PM	#50
AshlandTE87 Private First Class 20 Rep 99 Posts Drives: 2015 335i M-Sport 6sp Join Date: Nov 2015 Location: Your mom's house iTrader: (0)	I too have the insurance on my 19" wheels and RFT. Can't find my paperwork to read so I'm posing this quick question; If I switch from RFT to go flat tires, will it void the warranty? If the answer is no, then do the go flats need to be BMW spec tires (star on sidewall)? Thanks!
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05-17-2016, 10:44 AM	#56
lemonchicken Lieutenant 251 Rep 439 Posts Drives: 2013 328i blue Join Date: Aug 2015 Location: los angeles iTrader: (0)	I just can't tell if you're being serious, or if you just regret getting fleeced by the dealer on a stupid tire insurance plan. You've really never had a flat on any other car you've ever owned? Maybe if they're all old, you'd use common sense and replace them all at the same time, but there is no way you would think a tire protection plan would replace 3 other tires because you got 1 flat tire. Or even 1 other tire on the same axle. If you want to replace an extra tire, please feel free to do it, just don't expect a dealer or insurance plan to pay for it.
	Appreciate 0 Quote

05-31-2016, 08:59 PM	#58
illusionx Private 19 Rep 83 Posts Drives: 2015 328i Xdrive Join Date: May 2016 Location: NY iTrader: (0)	I got a 5 year easy care tire/rim protection. anyone deal with easy care ? I got it because on my old car i had 2 flats in 1 year alone without any pothole damage, on my brand new tires. I just had them plugged, which i dont think would be an option on run flats ?
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06-10-2016, 03:29 PM	#59
dassub Captain 60 Rep 965 Posts Drives: '14 328xi sport line Join Date: May 2009 Location: Toronto iTrader: (1) Garage List 1981 Fiat 124 Spider [0.00] 2014 F30 BMW 328xi [0.00] 2006 E90 BMW 325i ( ... [0.00] 1988 Audi 90 Quattr ... [0.00]	My runflats had 30,000km on them and were already showing their age. I got an unfixable puncture (though I guess any puncture in general is unfixable if they are runflats). Dealer said I'd have to replace two tires at a cost of about $800. Instead, I bought 4 new tires from a tire shop for the same price, non runflat. The new tires are super soft and make the car way more responsive. Funny enough, the same happened with my E90 and I did the same thing way back then, too.
	Appreciate 0 Quote