12-17-2012, 04:11 PM | #45 |
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One is a horrific tragedy, one is an unfortunate loss of a piece of machinery easily replaced by taking the thousands of dollars his insurance company gave him and going to the next dealership he sees and buying another automobile. If you really don't understand the difference, there is nothing I can do to help you.
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12-17-2012, 04:16 PM | #46 |
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Don't foget we are in America, people get more in compensation when they are alive than death.
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12-17-2012, 04:19 PM | #47 | |
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12-17-2012, 04:20 PM | #48 | |
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B) If he buys a COMPARABLE vehicle with the money from insurance, it'll still last the remaining 11 years he planned, with NO OUT OF POCKET costs. C) Let's say he wanted to get a new car. Where the hell are you getting 100,000 from?! It's not like he's replacing it with a decked out M5. A new 3 series starts at 37k. Lets say you add some features, its 43k. Then BMW offers invoice price, so now its like 39k. Then ANOTHER 7.5K on top. He's getting a BRAND NEW EQUIPPED 3 SERIES FOR 32K. The insurance payout covers say 20k. He's ONLY PAYING 12K out of pocket, not the ridiculous 75k you quoted. D) A lawyer can't help him in any way. Insurance paid him already for the car. If he wanted legal recourse, he'd have to return that money first to the insurance, which means he'd have nothing left, other than the HOPE the lawyer will make a successful case (And if TWO INDEPENDENT investigations BOTH couldn't lay fault on BMW, I doubt a lawyer would be able to). It'd just end up in him having a) lost the insurance payoff and b) having spend thousands more on a lawyer. |
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12-17-2012, 04:27 PM | #49 | |
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If insurance replaces a 4 year old car with a similar car, he is in the exact same position. That is why insurance is there to put you back to even... NOT to make a profit. Getting a new car without compensation is, in effect, profiting from the incident. Your argument and analogy doesn't make a lot of sense.
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12-17-2012, 04:28 PM | #50 | |
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b/c a fire he bought again a new 2012 335d at 50k. Total cost 100k minus BMW goodwill and insurance. How hard is that to understand?? if you say I have a bad math, I guess you have bad reading! |
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12-17-2012, 04:29 PM | #51 | |
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12-17-2012, 04:30 PM | #52 | |
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How is getting a brand new car the same as a 4 year old car? 4 year old car would have 11 year remaining lifespan. Brand new car HAS LONGER LIFESPAN, AND NEW WARRANTY. So he's paying for EXTENDED LIFESPAN AND WARRANTY, and NEWER STYLING AND FEATURES. No matter how you try to spin it, your analogy and reasoning falls apart. |
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12-17-2012, 04:32 PM | #53 |
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You are missing the point. He didn't have to buy another new car. He could have taken the insurance money and replaced his 4 year old car with another 4 year old car. He is now even. If he chooses to go buy another new car, that is his choice and his expense. This is getting painful... it isn't difficult. Getting a new car is an UPGRADE from what he HAD... why would anyone be liable to pay for the upgrade other than him?
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12-17-2012, 04:36 PM | #54 | |
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12-17-2012, 04:46 PM | #55 |
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Ok my view will be different than most above.
car is under warranty!!! If engine blew under regular driving conditions BMW replaces it! correct? I would have had that car towed straight to the dealership and said here its under warranty fix it! I would use the free BMW roadside too. Insurance should not be factored in here because it was not a drivers error. issue seemed to be most likely electrical which is covered under warranty. according to KBB a basic 335d trade in value is $25,000. So I think its fair if they had offer a $25,000 credit towards a new one. really guys why would the insurance company need to be involved with a product thats under warranty???? lets use the TV example again! Sony TV shows a line across the screen - you call Sony Sony TV catches on fire - you call Sony Sony TV get knocked over by drunk friends - You call insurance Sony TV gets Wii controller in the screen - You call insurance its really simple thats how warranty works. If OP is telling the truth I think he has a case
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12-17-2012, 04:49 PM | #56 | |
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12-17-2012, 04:49 PM | #57 | |
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ford vs Iowa family. |
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12-17-2012, 04:50 PM | #58 | |
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12-17-2012, 04:52 PM | #59 | |
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12-17-2012, 04:56 PM | #60 | |
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12-17-2012, 04:58 PM | #61 | ||
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12-17-2012, 05:03 PM | #62 | |
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Summary of situation: OP driving 4 year old BMW on road, suddenly loses power, pulls over, fire starts under the hood. Both insurance company and BMW launch investigations. In the meantime, both companies offer to pay for rental vehicle. After a month of investigation, neither company can find conclusively cause of the fire. This doesn't mean it definitely was not a defect, but it DOES mean neither company could prove it WAS BMW's fault. Insurance company at this point says "okay, here's cash for how much your car's worth now. You can either take it and buy a comparable car, or not, up to you." OP says "I'm no longer satisfied with a car the same as mine, I want a new, better one with a new warranty". BMW says "okay, well insurance already paid you, but we want to be nice, so we'll offer you 7.5k plus invoice price on a new car. But since we're being nice, we'd like it if you didn't then go off and badmouth us to the press." OP says "I love the 7.5k and invoice price (notice how OP WAS WILLING TO EVEN TAKE 5K, SO IT'S NOT THAT HE THINKS THEY'RE NOT GIVING HIM ENOUGH), but I still want to go off and complain about your company/car to the press. So either you let me complain and say how shitty you are, but STILL GIVE ME 5K FOR NO REASON, or you have to BRIBE ME WITH ANOTHER 10K ON TOP FOR ME TO KEEP MY SILENCE. BMW says "we're sorry, but that's ridiculous." OP comes on this board with a huge rant expecting sympathy. |
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12-17-2012, 05:09 PM | #63 | |
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12-17-2012, 05:12 PM | #64 | |
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12-17-2012, 06:15 PM | #65 | |
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12-17-2012, 06:45 PM | #66 | |
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