Bugger!

teaston · 06-21-2018, 09:35 AM

A dopey cnut drove into me on a roundabout whilst my car was stationary!

Got it on my dashcam, but my insurance will no doubt still go up next year due to a non-fault claim!

Torque of the Devil · 06-21-2018, 09:48 AM

Someone drove into my car in our company car park, they did 5k of damage, I wasn't even in the car and the claim all went through on their insurance not mine, still my premiums have rocketed. I fucking hate insurance companies and all the malingering under-achieving cunts who work for them.

Chrismac13 · 06-21-2018, 09:48 AM

Thats quite a whack on the front end

Dr Forinor · 06-21-2018, 09:51 AM

Aw man that sucks

I take it the dashcam didn't record the plate of the offending car?

teaston · 06-21-2018, 09:53 AM

Quote:

Originally Posted by Dr Forinor

Aw man that sucks

I take it the dashcam didn't record the plate of the offending car?

The dash cam got everything fortunately!

teaston · 06-21-2018, 09:54 AM

Quote:

Originally Posted by LobB

Thank God for that! I thought the title to the post was an invitation......

You'll lose two years NCD.

I've got protected no claims but still you have to declare a non-fault claim when applying for next years insurance.

teaston · 06-21-2018, 09:56 AM

Quote:

Originally Posted by Chrismac13

Thats quite a whack on the front end

Yep, he ran the whole side of his car along it! I don't think he even attempted to avoid me or brake!

markymark34 · 06-21-2018, 09:59 AM

Quote:

Originally Posted by Torque of the Devil

Someone drove into my car in our company car park, they did 5k of damage, I wasn't even in the car and the claim all went through on their insurance not mine, still my premiums have rocketed. I fucking hate insurance companies and all the malingering under-achieving cunts who work for them.

Exactly the same with me. £1700 worth of damage and I've overpaid on insurance by nearly £1000 over the next 5 years.... Insurance is total crap.

harvs43 · 06-21-2018, 10:01 AM

That sucks mate!!!

At least you got it on camera.

Dr Forinor · 06-21-2018, 10:07 AM

Quote:

Originally Posted by teaston

The dash cam got everything fortunately!

At least that's something. Still crappy about the way insurance works though.

Alscoob · 06-21-2018, 10:08 AM

People who can't fluken drive, plonkers, feel sorry for you.

Similar thing happened to my missus on the 5 ways A11 roundabout someone took the roundabout straight and thought it was OK to virtually try & drive over her front wing when she was on the inside lane.

Virtually identical damage, unfortunately no dash cam so it was 50/50, bloody lazy sods at the insurance co. just a cop out, at least you can prove it

That'll be expensive, hers was £3.5K the headlight unit alone was £700 !

mikeoz · 06-21-2018, 10:25 AM

Did he pulling to you when you were already on the roundabout?

teaston · 06-21-2018, 10:30 AM

Quote:

Originally Posted by mikeoz

Did he pulling to you when you were already on the roundabout?

I was stopped in traffic in the middle lane and he came flying round the left lane.

teaston · 06-21-2018, 10:42 AM

Quote:

Originally Posted by harvs43

That sucks mate!!!

At least you got it on camera.

Yeah looks like the dash cam has finally proved itself worthwhile after having it three or so years!

UKF30 · 06-21-2018, 10:59 AM

Oh man that’s bad , hope it’s all sorted straight away

someone reveresd into my F36 when Mrs tried to park while I was standing watching it , the blind cunt didn’t even see my car and then drove off like he didn’t do anything , luckily I had dashcam as well

Hooded · 06-21-2018, 11:02 AM

Quote:

Originally Posted by teaston

I've got protected no claims but still you have to declare a non-fault claim when applying for next years insurance.

Yep it's unfair your insurance will go up next time for no fault of your own, mine went up £120 at renewal 4 years ago for a non fault claim

.. I can see why some people put in whiplash claims now to cover it.

MashinBenzin · 06-21-2018, 11:14 AM

Ah that sucks. I had similar damage to the driver's side of a six month old car once. Had it repaired and a fortnight later a bus pulled out of a stop into my stationary car and did the passenger wing/bumper the same.

Good luck with the repair

Watsey · 06-21-2018, 11:15 AM

Quote:

Originally Posted by teaston

A dopey cnut drove into me on a roundabout whilst my car was stationary!

Got it on my dashcam, but my insurance will no doubt still go up next year due to a non-fault claim!

Why would you need to make a claim on your insurance if you have video evidence ?

Surely you exchanged details with the other driver, and will claim on their insurance ?

I notified my insurer "for information purposes" (in case the other party changed their mind about paying cash for the repair bill) when my car was hit by a bike on the M25 last year. My policy didn't increase at renewal; no impact to NCD.

pdk42 · 06-21-2018, 11:16 AM

As a counter point here... someone rear-ended me a few years back. I was stationary and the driver admitted liability immediately. Their insurance organised repair within a day and my policy hardly changed at all.

philiper1 · 06-21-2018, 11:24 AM

How unfortunate, whereabouts was this?

teaston · 06-21-2018, 11:28 AM

Quote:

Originally Posted by philiper1

How unfortunate, whereabouts was this?

Great Yarmouth North quay roundabout

Jeff123 · 06-21-2018, 11:30 AM

Quote:

Originally Posted by pdk42

As a counter point here... someone rear-ended me a few years back. I was stationary and the driver admitted liability immediately. Their insurance organised repair within a day and my policy hardly changed at all.

Same here, you might not have to pay an increased premium.

06-21-2018, 09:35 AM	#1
teaston Banned 10994 Rep 32,881 Posts Drives: X3 M40d Join Date: May 2012 Location: The High Seas iTrader: (1)	Bugger! A dopey cnut drove into me on a roundabout whilst my car was stationary! Got it on my dashcam, but my insurance will no doubt still go up next year due to a non-fault claim! Attached Images
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06-21-2018, 09:48 AM	#2
Torque of the Devil Banned 579 Rep 1,148 Posts Drives: 440i Gran Coupe Join Date: May 2013 Location: Hampshire, UK iTrader: (0)	Someone drove into my car in our company car park, they did 5k of damage, I wasn't even in the car and the claim all went through on their insurance not mine, still my premiums have rocketed. I fucking hate insurance companies and all the malingering under-achieving cunts who work for them.
	Appreciate 6 teaston10993.50 ZigmundUK443.00 Lux700551.00 Oompah90.00 gds543.00 hudson012003168.50 Quote

06-21-2018, 09:48 AM	#3
Chrismac13 Captain 201 Rep 607 Posts Drives: BMW F31 335i Join Date: Aug 2016 Location: Blyth iTrader: (0)	Thats quite a whack on the front end __________________ Current: 2016 BMW M5 F10 Gone: 2015 BMW 335i F31, MPPK, DMS Remap, Eibach Pro kit
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06-21-2018, 09:51 AM	#4
Dr Forinor Captain 265 Rep 922 Posts Drives: 2015 F31 335d Join Date: Feb 2014 Location: Abrdn/Dund iTrader: (0)	Aw man that sucks I take it the dashcam didn't record the plate of the offending car? __________________ Coding. LED Front Fogs. DIY Driver Glovebox. KW Street Comfort. 15mm Rear ARB. Tarox SS Brake Lines. Motorwerks Remap. DIY Rear 12v Socket. M Performance Discs. Tarox Strada Pads. Spacers (10mm & 12mm). Head Unit USB Cable. Rear Diffuser. Rear Light Tints. Non RFTs.
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06-21-2018, 10:01 AM	#9
harvs43 Second Lieutenant 113 Rep 231 Posts Drives: F31 335d X Drive Join Date: Jan 2018 Location: Wiltshire iTrader: (0)	That sucks mate!!! At least you got it on camera.
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06-21-2018, 10:08 AM	#11
Alscoob Brigadier General 2080 Rep 3,031 Posts Drives: G31 540i M Sport Edition Join Date: Jun 2015 Location: UK iTrader: (0)	People who can't fluken drive, plonkers, feel sorry for you. Similar thing happened to my missus on the 5 ways A11 roundabout someone took the roundabout straight and thought it was OK to virtually try & drive over her front wing when she was on the inside lane. Virtually identical damage, unfortunately no dash cam so it was 50/50, bloody lazy sods at the insurance co. just a cop out, at least you can prove it That'll be expensive, hers was £3.5K the headlight unit alone was £700 !
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06-21-2018, 10:25 AM	#12
mikeoz Major General 2856 Rep 5,607 Posts Drives: BMW X3 M40d LCI Join Date: Sep 2011 Location: cambs iTrader: (1)	Did he pulling to you when you were already on the roundabout?
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06-21-2018, 10:59 AM	#15
UKF30 Brigadier General 2524 Rep 3,863 Posts Drives: BMW G30 LCI Black Saphire Join Date: Oct 2016 Location: United Kingdom iTrader: (0)	Oh man that’s bad , hope it’s all sorted straight away someone reveresd into my F36 when Mrs tried to park while I was standing watching it , the blind cunt didn’t even see my car and then drove off like he didn’t do anything , luckily I had dashcam as well
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06-21-2018, 11:14 AM	#17
MashinBenzin Major General 8447 Rep 8,772 Posts Drives: Eiger D5 Join Date: Feb 2010 Location: UK iTrader: (0)	Ah that sucks. I had similar damage to the driver's side of a six month old car once. Had it repaired and a fortnight later a bus pulled out of a stop into my stationary car and did the passenger wing/bumper the same. Good luck with the repair __________________ Drives - 2020 LR Discovery HSE-L Previous - 2019 LR Discovery HSE-L // 2016 F36 440i // 2009 E90 320D SE
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06-21-2018, 11:16 AM	#19
pdk42 Eh? Team member 514 Rep 1,190 Posts Drives: F31 335i Join Date: Sep 2014 Location: Leamington Spa iTrader: (0) Garage List 2010 Audi TT Roadst ... [0.00] 2014 f31 335i M Sport [9.50]	As a counter point here... someone rear-ended me a few years back. I was stationary and the driver admitted liability immediately. Their insurance organised repair within a day and my policy hardly changed at all.
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06-21-2018, 11:24 AM	#20
philiper1 Colonel 771 Rep 2,468 Posts Drives: F21 M135i LCI Join Date: Jan 2014 Location: Norfolk iTrader: (1) Garage List 2006 BMW Z4 Coupe [0.00] 2016 BMW M135i [0.00]	How unfortunate, whereabouts was this? __________________ Current: F21 M135i Mineral Grey and few options Previous: F30 320i XDrive, E85 2.5i, E21 323i
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