Car Park Incompetence

rickyjones1209 · 02-13-2018, 04:58 AM

Some bell end crashed into my car over the weekend! No sign of anyone when I returned to my car, only a massive scrape down the side.

It's not even a little scratch it's a full on crash, how can someone misjudge parking by so much!?

Anyway, I suspect it need a new wing and door respray, any suggestions on the most cost efficient way of doing this?

rickyjones1209 · 02-13-2018, 05:12 AM

£500 excess so they'll only pay anything over that, plus I'll lose my no claims. So not really an option (unless repair is going to be towards £1000).

SkyJawa · 02-13-2018, 05:22 AM

Quote:

Originally Posted by rickyjones1209

£500 excess so they'll only pay anything over that, plus I'll lose my no claims. So not really an option (unless repair is going to be towards £1000).

Sadly it will be much more than that!

rickyjones1209 · 02-13-2018, 05:26 AM

Quote:

Originally Posted by SkyJawa

Quote:

Originally Posted by rickyjones1209

£500 excess so they'll only pay anything over that, plus I'll lose my no claims. So not really an option (unless repair is going to be towards £1000).

Sadly it will be much more than that!

Really? FFS!

I had in my head probs £200 for a wing, labour and respray £400?

Maybe being optimistic then. Going to local body shop later.

S111SYA · 02-13-2018, 05:27 AM

I suspect a wing fitted and painted and a door filled and painted will definitely be nearer £1k than £500, i'd expect it to be over that to be honest. Looks like they've hit pretty well so it might be that the inner wing needs some manipulation as well. Thats going to sting the wallet a little....

rickyjones1209 · 02-13-2018, 05:34 AM

Quote:

Originally Posted by Incontinentia Buttocks

£12 - £1500.

Bollocks.

I'd rather trade it in!

SkyJawa · 02-13-2018, 05:41 AM

Yeah I would go so far as to even say 2k at a BMW bodyshop.

rickyjones1209 · 02-13-2018, 05:45 AM

Quote:

Originally Posted by SkyJawa

Yeah I would go so far as to even say 2k at a BMW bodyshop.

Lol you're pulling my leg!

I can buy a wing online now for £150 and fit it myself, how hard can it be!?

Then just labour for the respray.

I won't be spending £1000 on it, I will literally take it BMW and swap it for something else lol. They'll want to sell me a car and will do the repair at cost for them to make a margin on reselling it.

Only had it 6 months, time for a new car anyway ha ha (tongue in cheek).

evdok · 02-13-2018, 05:48 AM

If a new rear bumper is around £1500 fitted id say thats looking towards 2.5k

rickyjones1209 · 02-13-2018, 05:49 AM

New car it is then...

I quite fancy a 530d anyway.

Torque of the Devil · 02-13-2018, 05:57 AM

Some woman drove into the side of me and I needed two new doors and the repair bill was 6k with a BMW bodyshop, I saw the invoice to her insurers!

rickyjones1209 · 02-13-2018, 06:00 AM

Jesus that's mental.

I won't be taking it to BMW I'm going to head round to local body shop this afternoon to see what they say.

I've no idea who hit me so insurance claim can't happen. I'll either fork out for it to be repaired if it's cost effective to do so, or I will be seeing what BMW will offer as a trade in.

Watsey · 02-13-2018, 06:03 AM

Rear bumper, full replacement and paint, on my F31 was £2,200.

JLR1969 · 02-13-2018, 06:04 AM

Quote:

Originally Posted by rickyjones1209

New car it is then...

I quite fancy a 530d anyway.

I have a lovely 530D for the right money

Drek · 02-13-2018, 06:07 AM

Quote:

Originally Posted by SkyJawa

Yeah I would go so far as to even say 2k at a BMW bodyshop.

I had damage less than that after some kind soul ran into mine in Belgium. Insurance cost was beyond £3.5k. £400 is, um, somewhat optimistic!

Abzynthe · 02-13-2018, 06:09 AM

Quote:

Originally Posted by rickyjones1209

£500 excess so they'll only pay anything over that, plus I'll lose my no claims. So not really an option (unless repair is going to be towards £1000).

do you not have your no claims protected? For the price, its definitely worth it for things like this.

rickyjones1209 · 02-13-2018, 06:13 AM

I've never bothered with protected NCB because in 15 years of driving I've never claimed. So to pay a premium to protect them (when they're not actually fully protected) doesn't attract me.

Same as I've always opted for a higher excess to get premiums down too.

Abzynthe · 02-13-2018, 06:16 AM

Quote:

Originally Posted by rickyjones1209

I've never bothered with protected NCB because in 15 years of driving I've never claimed. So to pay a premium to protect them (when they're not actually fully protected) doesn't attract me.

Same as I've always opted for a higher excess to get premiums down too.

Yet thats what insurance is for

so an extra £50 isnt going to make much difference. Think of it as an insurance on your no claims disount.

rickyjones1209 · 02-13-2018, 06:20 AM

Sure, I know what you mean.

I'm sure I saw a table somewhere that highlighted how PNCB and each time you claim it slides down so you lose some (but not all) of your NCB.

So you end up paying extra on your premium (even though you may never claim) and then lose some NCB if you do claim anyway.

Just personal preference. I guess any savings I'll have made over 15 years I'll have to fork out on repairs now!

Swings and roundabouts.

goodbyalfa · 02-13-2018, 06:23 AM

Ouch. It always seems to happen in the first 6 months of ownership!
Awful. I hope you find a "reasonably priced" outcome"

rickyjones1209 · 02-13-2018, 06:25 AM

I've had a company car for the past 4 years and never had anything like this happen. Now opt out to buy my own car and this happens! Typical!

Torque of the Devil · 02-13-2018, 06:32 AM

BMW body shops charge more than £400 just to fill your screen wash bottle

02-13-2018, 04:58 AM	#1
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	Car Park Incompetence Some bell end crashed into my car over the weekend! No sign of anyone when I returned to my car, only a massive scrape down the side. It's not even a little scratch it's a full on crash, how can someone misjudge parking by so much!? Anyway, I suspect it need a new wing and door respray, any suggestions on the most cost efficient way of doing this? Attached Images __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 05:12 AM	#2
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	£500 excess so they'll only pay anything over that, plus I'll lose my no claims. So not really an option (unless repair is going to be towards £1000). __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 05:27 AM	#5
S111SYA Private First Class 85 Rep 105 Posts Drives: F30 320dM Sport Shadow Edition Join Date: Jan 2018 Location: Yorkshire iTrader: (0)	I suspect a wing fitted and painted and a door filled and painted will definitely be nearer £1k than £500, i'd expect it to be over that to be honest. Looks like they've hit pretty well so it might be that the inner wing needs some manipulation as well. Thats going to sting the wallet a little....
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02-13-2018, 05:41 AM	#7
SkyJawa Major General 3716 Rep 8,636 Posts Drives: F10 530d Join Date: May 2014 Location: Hampshire iTrader: (1)	Yeah I would go so far as to even say 2k at a BMW bodyshop.
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02-13-2018, 05:48 AM	#9
evdok Lieutenant Colonel 818 Rep 1,907 Posts Drives: 330D M/SPORT xDRIVE INDIVIDUAL Join Date: May 2015 Location: WORCESTERSHIRE iTrader: (0)	If a new rear bumper is around £1500 fitted id say thats looking towards 2.5k __________________ Happy Motoring Evdok
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02-13-2018, 05:49 AM	#10
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	New car it is then... I quite fancy a 530d anyway. __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 05:57 AM	#11
Torque of the Devil Banned 579 Rep 1,148 Posts Drives: 440i Gran Coupe Join Date: May 2013 Location: Hampshire, UK iTrader: (0)	Some woman drove into the side of me and I needed two new doors and the repair bill was 6k with a BMW bodyshop, I saw the invoice to her insurers!
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02-13-2018, 06:00 AM	#12
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	Jesus that's mental. I won't be taking it to BMW I'm going to head round to local body shop this afternoon to see what they say. I've no idea who hit me so insurance claim can't happen. I'll either fork out for it to be repaired if it's cost effective to do so, or I will be seeing what BMW will offer as a trade in. __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 06:03 AM	#13
Watsey Major General 6399 Rep 8,488 Posts Drives: F31 330D sDrive M Sport Join Date: Jun 2015 Location: On sabbatical. iTrader: (1)	Rear bumper, full replacement and paint, on my F31 was £2,200. __________________ Current : F31 330sD, remapped, Ohlins Road & Track, Millway camber plates, Quaife LSD, Stoptech brakes + Pagid RSL1 pads all round, Weichers front strut brace, Eibach front & rear anti-roll bars, Michelin MP4S.
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02-13-2018, 06:13 AM	#17
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	I've never bothered with protected NCB because in 15 years of driving I've never claimed. So to pay a premium to protect them (when they're not actually fully protected) doesn't attract me. Same as I've always opted for a higher excess to get premiums down too. __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 06:20 AM	#19
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	Sure, I know what you mean. I'm sure I saw a table somewhere that highlighted how PNCB and each time you claim it slides down so you lose some (but not all) of your NCB. So you end up paying extra on your premium (even though you may never claim) and then lose some NCB if you do claim anyway. Just personal preference. I guess any savings I'll have made over 15 years I'll have to fork out on repairs now! Swings and roundabouts. __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 06:23 AM	#20
goodbyalfa King of the North (living in the east...) 1055 Rep 2,153 Posts Drives: M340i mineral white Join Date: Apr 2015 Location: Suffolk iTrader: (0)	Ouch. It always seems to happen in the first 6 months of ownership! Awful. I hope you find a "reasonably priced" outcome" __________________ 2021 M340i in mineral white, options galore Previously 2018 440i GC in MG 2015 330D F30 MSport EBII 2012 Alfa Guilietta 2.0d Veloce 2009 Fiat bravo sport 2000 ST Mondeo
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02-13-2018, 06:25 AM	#21
rickyjones1209 First Lieutenant 39 Rep 394 Posts Drives: 2019 M2 Competition Join Date: Jan 2012 Location: Cheshire iTrader: (1)	I've had a company car for the past 4 years and never had anything like this happen. Now opt out to buy my own car and this happens! Typical! __________________ f87 M2 Competition f36 435d M Sport e92 335i M Sport
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02-13-2018, 06:32 AM	#22
Torque of the Devil Banned 579 Rep 1,148 Posts Drives: 440i Gran Coupe Join Date: May 2013 Location: Hampshire, UK iTrader: (0)	BMW body shops charge more than £400 just to fill your screen wash bottle
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