Getting ready to finance...

max2me · 04-16-2014, 09:19 AM

Hi guys,

I'm getting ready to finance the purchase of my F36 (ED at the of June).

What should o know/ be aware of?
Is rate negotiable?

Thank you!

max2me · 04-17-2014, 12:54 PM

Anyone?..

daberlin · 04-20-2014, 08:18 AM

Of course the rate is negotiable. If the dealer won't give you a good rate, say f you, and go to your credit union. Given the number of folks who lease their cars, we are certainly in the minority. Guess this is why no one followed up. :-).

max2me · 04-20-2014, 08:25 PM

daberlin,
Thank you for the response. I've read somewhere that only BMW FS would finance car that goes through ED. I guess I made it up?

I'll talk to local credit union then

Fronzdan · 04-20-2014, 08:39 PM

Bmw rate is currently 3.19% over any term.

TPA335 · 04-20-2014, 09:22 PM

I just financed mine using PenFed credit union...0.49% for 36 months. BMW couldn't even come close to that rate.

penet05 · 04-20-2014, 10:11 PM

Quote:

Originally Posted by TPA335

I just financed mine using PenFed credit union...0.49% for 36 months. BMW couldn't even come close to that rate.

Was it for European Delivery?

TPA335 · 04-21-2014, 07:18 AM

Quote:

Originally Posted by penet05

Was it for European Delivery?

No mine was standard dealer delivery.

fecurtis · 04-21-2014, 08:20 AM

Quote:

Originally Posted by TPA335

I just financed mine using PenFed credit union...0.49% for 36 months. BMW couldn't even come close to that rate.

Holy crap, that's an incredible rate!

04-16-2014, 09:19 AM	#1
max2me Enlisted Member 5 Rep 31 Posts Drives: BMW 428xi GC Join Date: Jan 2014 Location: Seattle iTrader: (0)	Getting ready to finance... Hi guys, I'm getting ready to finance the purchase of my F36 (ED at the of June). What should o know/ be aware of? Is rate negotiable? Thank you! Last edited by max2me; 04-17-2014 at 12:54 PM..
	Appreciate 0 Tweet Quote

04-17-2014, 12:54 PM	#2
max2me Enlisted Member 5 Rep 31 Posts Drives: BMW 428xi GC Join Date: Jan 2014 Location: Seattle iTrader: (0)	Anyone?..
	Appreciate 0 Quote

04-20-2014, 08:18 AM	#3
daberlin Second Lieutenant 47 Rep 284 Posts Drives: F30 335i EBII MPPK/BBK Join Date: Oct 2013 Location: Los Angeles, CA iTrader: (1) Garage List 1999 Honda CR-V [0.00] 2013 BMW 335i [0.00] 1986 BMW 325e [0.00] 2014 Porsche 991 Ca ... [0.00] 2018 Audi SQ5 [0.00] 1971 Volkswagen Sup ... [0.00]	Of course the rate is negotiable. If the dealer won't give you a good rate, say f you, and go to your credit union. Given the number of folks who lease their cars, we are certainly in the minority. Guess this is why no one followed up. :-).
	Appreciate 0 Quote

04-20-2014, 08:25 PM	#4
max2me Enlisted Member 5 Rep 31 Posts Drives: BMW 428xi GC Join Date: Jan 2014 Location: Seattle iTrader: (0)	daberlin, Thank you for the response. I've read somewhere that only BMW FS would finance car that goes through ED. I guess I made it up? I'll talk to local credit union then
	Appreciate 0 Quote

04-20-2014, 08:39 PM	#5
Fronzdan Lieutenant Colonel 303 Rep 1,738 Posts Drives: '24 M240 xDrive Join Date: Mar 2014 Location: MA iTrader: (0)	Bmw rate is currently 3.19% over any term.
	Appreciate 0 Quote

04-20-2014, 09:22 PM	#6
TPA335 Private 12 Rep 83 Posts Drives: 2014 335i M-Sport 6MT Join Date: Mar 2014 Location: Tampa, FL iTrader: (1)	I just financed mine using PenFed credit union...0.49% for 36 months. BMW couldn't even come close to that rate.
	Appreciate 0 Quote