2016 lease rates - what?

NightWriter · 07-16-2015, 09:34 PM

Quote:

Originally Posted by NightWriter

Actually, I'm confused about the math. Looking at the current 2015 335iX lease deal (http://www.bmwusa.com/standard/conte...regiontypeid=1), I took the same numbers:

MSRP 53,445
Down payment 3000
Sales tax 6%
Residual 35750 (53445 * 0.66)
MF 0.00130

With the Cars.com calculator (http://www.cars.com/go/advice/financ....jsp?mode=full) and ended up with $551 (versus $459 on the BMW site). What am I missing?

Just to respond to myself in case anyone else was similarly confused: First, the BMW site does not include sales tax, which is often in the 5-7% range, or about $3000. Second, it's important to apply the residual to the MSRP, not the negotiated sales price.

So, figure out the total loan amount: [sale price + all other fees and charges], subtract the residual value [rate * MSRP], and that's your total loan amount. Then you just apply the interest rate [MF * 2400] using any loan calculator, e.g. http://www.bankrate.com/calculators/...alculator.aspx

Han So1o · 07-17-2015, 10:41 AM

anyone get the lease factors and residuals for 2016 328i GT.

I was supposed to get a 2015, and had numbers on it. But they ran out and i have to now get a 2016. i'm okay with the price and the slight differences, but i'm concerned about he lease factors and MF after seeing what you guys are posting on the sedans.

My issue is my lease ends in August. so i have to build the car now.

07-17-2015, 10:41 AM	#24
Han So1o Private 10 Rep 82 Posts Drives: 13 335i AW, M Sport with 19's Join Date: Jul 2009 Location: CT iTrader: (0)	anyone get the lease factors and residuals for 2016 328i GT. I was supposed to get a 2015, and had numbers on it. But they ran out and i have to now get a 2016. i'm okay with the price and the slight differences, but i'm concerned about he lease factors and MF after seeing what you guys are posting on the sedans. My issue is my lease ends in August. so i have to build the car now.
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