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      09-23-2014, 12:16 PM   #1
bmwftw123
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Can someone do the math for me I want to present the dealer with some real numbers

2015 335i xDrive M-Sport
Sales Tax is 5%
MSRP:55,210
7% discount bringing it to $51,345
In addition, there will be a $500 innovation credit
Also a trade in the dealer valued at $1,300

Residual value is at 64% so (55,210*.64)=$35,344

Also a Money Factor of .0013

I will also give first months payment and acquisition fee to the dealer right then.

Considering all of that information I have given, can someone please break down the numbers and come up with a monthly payment, showing how you did it so I can present it to the dealer?
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      09-23-2014, 01:12 PM   #2
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You want someone to do your work for you? http://lmgtfy.com/?q=lease+calculator
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      09-23-2014, 01:27 PM   #3
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Quote:
Originally Posted by alex2364 View Post
You want someone to do your work for you? http://lmgtfy.com/?q=lease+calculator
I've tried that and there are so many calculators that give me different numbers I don't know which is right.

One question, do I need to factor in tax on top of negotiated cap cost even though tax is getting factored into monthly payment
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      09-23-2014, 01:58 PM   #4
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You decide if you want to pay tax up front or added into your cap cost. If it's already in your cap cost, you don't add it again.
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      09-23-2014, 02:12 PM   #5
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I did some brief calculations for you.

MSRP $55,210
Selling Price $51,345
Incentive $500
Trade In $1,300
Lease Acquisiton Fee $750
5% Tax $2,567.25

Total Cap Cost $52,837.25

64% residual and 0.00130 MF

According to my calculations your monthly payment should be $600.81 with everything rolled into your payment. This doesn't include any DMV or processing fees they may charge. Also, I don't know how your state does tax on leases, but in Virginia they charge it on the entire purchase price of the car.
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