02-21-2018, 04:13 AM | #23 | |
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Yeah, good luck with that one. I'm sure the company that made copies of £1600 wheels, for £400 are big on ISO9001, TS16949, ISO14001, etc and will show you traceability on the 'any old sh#t grade of aluminium' they use. |
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02-21-2018, 04:25 AM | #24 | |
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Regarding mods and insurance I don't think they would get away with not paying out if you had an accident and didn't declare changing the grills from chrome to black .. but you might have problems if they found it was remapped and you hadn't declared that. |
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02-21-2018, 04:45 AM | #25 | |
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Chances are you'll get a response after an accident, which goes something like "your car had undisclosed modifications, which has rendered our policy null and void, we are therefore not paying out and closing your claim" It will then be up to you to hire legal representation, and take the action to a court to decide upon who is right. Long months of mounting legal bills, which if you lose will more than double as you'll be picking up their legal tab too. All this with no guarantee you will win. As always in a David vs. Goliath situation, being right is not always as useful as you might think. I think it's much easier to just inform them of everything?!?!? |
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02-21-2018, 05:24 AM | #26 | |
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Standard car should be 258BHP not 245BHP A lot of 30Ds run 285BHP standard |
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02-21-2018, 05:26 AM | #27 | |
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To much risk v the reward of keeping quiet |
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02-21-2018, 05:30 AM | #28 | |
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It would be interesting to see if the quarter mile figure backed up that result. 345bhp sounds a lot from a 30d, but I'm no expert. |
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02-21-2018, 07:39 AM | #29 | |
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The important thing is to get a before and after reading done on the same dyno, that way regardless of the figure you at least have a good idea of the actual gains achieved by the remap |
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02-21-2018, 07:44 AM | #30 | |
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02-21-2018, 09:40 AM | #31 |
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02-21-2018, 11:10 AM | #32 |
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My 335d made 400 bhp on the dyno with just stage 1, do you think that is also un-realistic ??
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02-21-2018, 12:30 PM | #33 |
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Typical response from someone who has only half the facts.
If you would have read the original post on this you would also have read that it's not the numbers that are important but the increase from the car on the same rollers on the same day (15 minutes before) in standard tune v the map. The car increased by 52 BHP and 100Nm I am not interested in pub talk numbers but the increase over stock |
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02-21-2018, 01:34 PM | #34 |
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02-21-2018, 01:43 PM | #35 |
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But for what? Obviously if you fit a bigger engine or a wide body kit etc. that completely changes the car then yes they most probably would, but for things like stickers, boot lip spoiler, different style diffuser, black grilles etc. I cannot see the insurance companies getting away with it.
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02-21-2018, 02:28 PM | #37 | |
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Id say 40-50hp is reasonable increase over stock. Any more than that then its questionable on the 30d. The 35d maybe 70-80hp These rolling roads are always questionable though as they are easily manipulated. You would need a reference car to test against as a baseline and work from that. |
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02-21-2018, 02:32 PM | #38 | |
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02-21-2018, 03:09 PM | #39 |
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02-21-2018, 03:17 PM | #40 |
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02-21-2018, 03:23 PM | #41 | |
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The problem with saying, well I don’t see a problem not telling the insurance about grilles (and I’m with you in this) is where does it stop? Where is the line between that and a body kit? Simple, you have to declare all mods. |
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02-21-2018, 03:26 PM | #42 |
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I have found that unless its a significant performance mod then the effect on insurance is minimal. M perf interior and mp exhaust on my m140i cost me £7.50 with admiral.
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02-21-2018, 03:28 PM | #43 | |
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02-21-2018, 03:42 PM | #44 |
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We have gotten to the stage now where comparison sites constantly churn out the most expensive quotes, admiral, aviva etc are usually far more competitive.
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