[shivaswrath]

Unsure what BMWNA is giving right now, but someone in the e90 forums pointed out PenFed.org has great rates on refinancing car loans.

I just locked in 1.49% for 60 months, not bad considering I bought the BMWNA in Oct at 3.29% for 72 months....massive savings.

Wanted to pass it along...and you don't have to be part of the military/USAA, you can donate $20 to one of their causes and become a credit union member.

[tiobueno]

Any refinancing fees?costs?

[SamS]

Penfed just raised rates today to 1.74% on refinances.

[shivaswrath]

Originally Posted by SamS

Penfed just raised rates today to 1.74% on refinances.

Holy crap, are you serious???

Man, glad I locked it in last week!

No fees btw, just $15 to BMWFS for overnighting the title, but I'm not going to pay that..jerks.

[pants15]

PenFed is still offering 1.49% on new and used cars if you sign up as a new customer. Also if you use their car buying service or purchase a vehicle through their network which has haggle free pricing you can get a rate of 0.74% for 60 months

[shivaswrath]

Originally Posted by pants15

PenFed is still offering 1.49% on new and used cars if you sign up as a new customer. Also if you use their car buying service or purchase a vehicle through their network which has haggle free pricing you can get a rate of 0.74% for 60 months

0.74% is kind of stupid crazy! I might tell my wife to do that...since she'd be a new customer.