F30POST
F30POST
2012-2015 BMW 3-Series and 4-Series Forum
BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BMW 3-Series and 4-Series Forum (F30 / F32) | F30POST > 2012-2019 BMW 3 and 4-Series Forums > Regional Forums > UK > GAP
PYSPEED
Post Reply
 
Thread Tools Search this Thread
      10-28-2012, 04:40 AM   #1
Estoril1984
Private First Class
England
12

 
Estoril1984's Avatar
 
Drives: F31 320d MSport
Join Date: Oct 2012
Location: Cambridge


Posts: 156
iTrader: (0)

GAP

Mornings folks, did any of you take out Gap insurance? Your thoughts greatly appreciated
__________________
Estoril 11 F31 Msport & Mineral White M235i M Performance with MPE
Appreciate 0
      10-28-2012, 05:05 AM   #2
F30AM
Brigadier General
United Kingdom
120

 
F30AM's Avatar
 
Drives: F30 330d M Sport sDrive
Join Date: Aug 2012
Location: London, UK


Posts: 4,170
iTrader: (0)

Quote:
Originally Posted by Estoril1984 View Post
Mornings folks, did any of you take out Gap insurance? Your thoughts greatly appreciated
I'll be taking out GAP Insurance. With the huge number of BMWs being stolen in the London Area, I was advised it would be a prudent thing to do. I will also be installing a special coding device which will doubly secure the car from being driven away by a thief, that is, unless they lift it with a crane or helicopter. As far as trackers are concerned, they don't stop the car from being stolen in the first place. It just provides a better chance for its recovery, probably in a trashed state!

Look at these two sites:

http://www.ala.co.uk/

http://www.car2cover.co.uk/
__________________
Present: Superman 330d sDrive M Sport + Toys (Auto Car: 0-60 in 5.5s, 0-100 in 14.2s, 30-70 in 5.1s)
Ordered: Red Tornado Golf 7R 5 Dr, DSG + Toys (Top Gear: 0-60 in 4.5s, 0-100 in 11.5s, 30-70 in 4.0s)
Appreciate 0
      10-28-2012, 05:45 AM   #3
Mungogrubb
Private
3

 
Mungogrubb's Avatar
 
Drives: 328i M Spt,SpAuto,GSilver
Join Date: Sep 2012
Location: Northamptonshire, UK


Posts: 94
iTrader: (0)

I went with ALA seems to have better cover at half the cost
Appreciate 0
      10-28-2012, 06:04 AM   #4
Deyvy
First Lieutenant
10

 
Drives: F30 330D Finally. Love it!
Join Date: Jun 2012
Location: Manchester


Posts: 302
iTrader: (0)

It's hard to not justify getting GAP insurance when the premium is so low but the potential cover is so much.

I'll definitely be getting it.
__________________
330D M Sport Estoril Blue 19" + M Sport Brakes, Adaptive Suspension, HK Sound, HUD, Stop+Go, Vis Pack, New Pro Nav.
Appreciate 0
      10-28-2012, 06:19 AM   #5
AlpineWhiteF30MSport
Enlisted Member
1

 
AlpineWhiteF30MSport's Avatar
 
Drives: F30 M Sport AW
Join Date: Sep 2012
Location: Saint Albans


Posts: 39
iTrader: (0)

Without a doubt, imagine the horror when your insurance payout doesn't cover the cost of replacing the vehicle on a like for like basis or doesn't over the cost of repaying a loan - that's a scary thought.

YOU might be a safe driver but there's always someone else that isn't.
Appreciate 0
      10-28-2012, 06:21 AM   #6
rjberry
Captain
United Kingdom
24

 
rjberry's Avatar
 
Drives: Moonstone 335d XDrive M Sport
Join Date: May 2012
Location: South Wales


Posts: 732
iTrader: (0)

Garage List
I went with the Vehicle Replacement+ from ALA. For the small amount it costs when compared to the car or even one thing on the options list it seemed to be a useful addition.

If you use the code GAP12 there as well you'll get 10% off the total
__________________
Soon to Depart 335d XDrive M Sport Moonstone with Black Merino Leather interior

On order: M5 Singapore Grey with Sakhir Orange interior
Appreciate 0
      10-28-2012, 07:10 AM   #7
Estoril1984
Private First Class
England
12

 
Estoril1984's Avatar
 
Drives: F31 320d MSport
Join Date: Oct 2012
Location: Cambridge


Posts: 156
iTrader: (0)

Guys, thanks. I'll defo be taking it out.
__________________
Estoril 11 F31 Msport & Mineral White M235i M Performance with MPE
Appreciate 0
      10-28-2012, 07:17 AM   #8
JOHNBMWM5
Live for today tomorrow never comes
United Kingdom
143

 
JOHNBMWM5's Avatar
 
Drives: 2015 M6 GC CP
Join Date: Jan 2008
Location: UK


Posts: 5,321
iTrader: (0)

Quote:
Originally Posted by Estoril1984 View Post
Mornings folks, did any of you take out Gap insurance? Your thoughts greatly appreciated
Go private with Click2Cover, save hundreds and get much bigger cover. and it's transferable to one other car. which I have done.
Appreciate 0
      10-28-2012, 09:03 AM   #9
Doc943
Private First Class
United Kingdom
6

 
Doc943's Avatar
 
Drives: F30 320d SE
Join Date: Oct 2012
Location: East Yorkshire


Posts: 153
iTrader: (0)

I didn't take the cover offered by the dealer as I'd rather shop around. Also, as others have said its also about where you live, plus your attitude to risk and what you do with your car. In my circumstances I've decided not to take GAP insurance. Time will tell if that was the right decision.
Appreciate 0
      10-29-2012, 09:47 AM   #10
F30FAN
Private First Class
United Kingdom
3

 
F30FAN's Avatar
 
Drives: F30 330d M Sport -
Join Date: Oct 2012
Location: UK


Posts: 194
iTrader: (0)

Quote:
Originally Posted by rjberry View Post
I went with the Vehicle Replacement+ from ALA. For the small amount it costs when compared to the car or even one thing on the options list it seemed to be a useful addition.

If you use the code GAP12 there as well you'll get 10% off the total
RJBERRY...thanks for the discount code!!

I was going to pay 600 just for the GAP insurance with the Dealer!!

Looking at the ALA quote for around 835 I can get GAP, TYRE, ALLOY and DENT/SCRATCH cover.. which is not bad at all.

Has anyone actually made a claim yet under these type of policies...any issues encountered?..thanks guys.
__________________
F30 330d MSport
Alpine White|19"Star Spoke Alloys| Dakota Leather|Advanced Parking|Visibility|BMW Pro Media Pkge|MSport Braking System|MSport|Susp|HUD|S L D|Harmon/Kardon

http://www.f30post.com/forums/showthread.php?t=781108
Appreciate 0
      10-29-2012, 10:58 AM   #11
JOHNBMWM5
Live for today tomorrow never comes
United Kingdom
143

 
JOHNBMWM5's Avatar
 
Drives: 2015 M6 GC CP
Join Date: Jan 2008
Location: UK


Posts: 5,321
iTrader: (0)

Quote:
Originally Posted by F30FAN View Post
RJBERRY...thanks for the discount code!!

I was going to pay 600 just for the GAP insurance with the Dealer!!

Looking at the ALA quote for around 835 I can get GAP, TYRE, ALLOY and DENT/SCRATCH cover.. which is not bad at all.

Has anyone actually made a claim yet under these type of policies...any issues encountered?..thanks guys.
you've been "STUNG MATE".
I paid 199 and got 3K back from a fiesta we had from new, it was 2 years 11 months old and due for sale when some Wan**r wrote it off, we ended up with "New money" for the write off.
I have used this same company for all my cars they are well cheap and do the business, good luck.
__________________
Live for now, life is too short.
2015 M6 GC with CP Alpine & Sakhir
Appreciate 0
      10-29-2012, 11:09 AM   #12
rjberry
Captain
United Kingdom
24

 
rjberry's Avatar
 
Drives: Moonstone 335d XDrive M Sport
Join Date: May 2012
Location: South Wales


Posts: 732
iTrader: (0)

Garage List
Quote:
Originally Posted by F30FAN View Post
RJBERRY...thanks for the discount code!!
Always happy to help. I'll let you know where to send the commission cheque

__________________
Soon to Depart 335d XDrive M Sport Moonstone with Black Merino Leather interior

On order: M5 Singapore Grey with Sakhir Orange interior
Appreciate 0
      10-29-2012, 11:43 AM   #13
RobUK
Major
United Kingdom
41

 
RobUK's Avatar
 
Drives: F30 328i Lux' 8SAT, Red
Join Date: Jun 2012
Location: Sussex, UK


Posts: 1,100
iTrader: (0)

Garage List
I was offered GAP by the dealership at the usual eye-watering rate so I went to car2cover (who I used for GAP on my E81) and got a quote, I also got a quote off them for tyre insurance having had to replace 3 RFTs in 2 years. When I went to collect the car I showed the dealer the quotes and they matched them on the spot - no quibble.
__________________

2012 F30 328i Lux', 8SAT, Melbourne Red
Appreciate 0
      10-29-2012, 01:12 PM   #14
F30FAN
Private First Class
United Kingdom
3

 
F30FAN's Avatar
 
Drives: F30 330d M Sport -
Join Date: Oct 2012
Location: UK


Posts: 194
iTrader: (0)

Thanks guys...Rob has the right idea..!!

No doubt I vill be having ze quiet word with ze Dealer..
__________________
F30 330d MSport
Alpine White|19"Star Spoke Alloys| Dakota Leather|Advanced Parking|Visibility|BMW Pro Media Pkge|MSport Braking System|MSport|Susp|HUD|S L D|Harmon/Kardon

http://www.f30post.com/forums/showthread.php?t=781108
Appreciate 0
      10-29-2012, 01:14 PM   #15
JOHNBMWM5
Live for today tomorrow never comes
United Kingdom
143

 
JOHNBMWM5's Avatar
 
Drives: 2015 M6 GC CP
Join Date: Jan 2008
Location: UK


Posts: 5,321
iTrader: (0)

Quote:
Originally Posted by RobUK View Post
I was offered GAP by the dealership at the usual eye-watering rate so I went to car2cover (who I used for GAP on my E81) and got a quote, I also got a quote off them for tyre insurance having had to replace 3 RFTs in 2 years. When I went to collect the car I showed the dealer the quotes and they matched them on the spot - no quibble.
Well done is it "transferable though" err NO.
__________________
Live for now, life is too short.
2015 M6 GC with CP Alpine & Sakhir
Appreciate 0
      10-29-2012, 01:21 PM   #16
F30FAN
Private First Class
United Kingdom
3

 
F30FAN's Avatar
 
Drives: F30 330d M Sport -
Join Date: Oct 2012
Location: UK


Posts: 194
iTrader: (0)

[quote=johnbmw6;12909164] you've been "STUNG MATE".

John not yet matey..I haven't actually paid!!

Thanks for the insight..
__________________
F30 330d MSport
Alpine White|19"Star Spoke Alloys| Dakota Leather|Advanced Parking|Visibility|BMW Pro Media Pkge|MSport Braking System|MSport|Susp|HUD|S L D|Harmon/Kardon

http://www.f30post.com/forums/showthread.php?t=781108
Appreciate 0
      10-29-2012, 01:24 PM   #17
JOHNBMWM5
Live for today tomorrow never comes
United Kingdom
143

 
JOHNBMWM5's Avatar
 
Drives: 2015 M6 GC CP
Join Date: Jan 2008
Location: UK


Posts: 5,321
iTrader: (0)

[quote=F30FAN;12909871]
Quote:
Originally Posted by johnbmw6 View Post
you've been "STUNG MATE".

John not yet matey..I haven't actually paid!!

Thanks for the insight..
No probs, just play them, get other quotes and see what they come up with.
__________________
Live for now, life is too short.
2015 M6 GC with CP Alpine & Sakhir
Appreciate 0
      10-29-2012, 02:33 PM   #18
dopper99
Brigadier General
England
102

 
dopper99's Avatar
 
Drives: F30 335d M Sport
Join Date: Jun 2011
Location: UK


Posts: 4,176
iTrader: (1)

Quote:
Originally Posted by johnbmw6 View Post
Go private with Click2Cover, save hundreds and get much bigger cover. and it's transferable to one other car. which I have done.
There seems no such company called Click2Cover that does Gap. Do you mean car2cover.co.uk?
Appreciate 0
      10-29-2012, 02:39 PM   #19
ikonic
Private First Class
9

 
Drives: BSM F30 328I M-Sport
Join Date: May 2012
Location: United Kingdom


Posts: 128
iTrader: (0)

Quote:
Originally Posted by F30FAN View Post
RJBERRY...thanks for the discount code!!

I was going to pay 600 just for the GAP insurance with the Dealer!!

Looking at the ALA quote for around 835 I can get GAP, TYRE, ALLOY and DENT/SCRATCH cover.. which is not bad at all.

Has anyone actually made a claim yet under these type of policies...any issues encountered?..thanks guys.

Also, make sure you go through a cashback website such as Quidco!

I think I got about 20 cashback from Ala.
Appreciate 0
      10-29-2012, 03:39 PM   #20
Estoril1984
Private First Class
England
12

 
Estoril1984's Avatar
 
Drives: F31 320d MSport
Join Date: Oct 2012
Location: Cambridge


Posts: 156
iTrader: (0)

Quote:
Originally Posted by F30FAN
Quote:
Originally Posted by rjberry View Post
I went with the Vehicle Replacement+ from ALA. For the small amount it costs when compared to the car or even one thing on the options list it seemed to be a useful addition.

If you use the code GAP12 there as well you'll get 10% off the total
RJBERRY...thanks for the discount code!!

I was going to pay 600 just for the GAP insurance with the Dealer!!

Looking at the ALA quote for around 835 I can get GAP, TYRE, ALLOY and DENT/SCRATCH cover.. which is not bad at all.

Has anyone actually made a claim yet under these type of policies...any issues encountered?..thanks guys.
These figures seem very high, I got a quote today for less than half that from ALA??
__________________
Estoril 11 F31 Msport & Mineral White M235i M Performance with MPE
Appreciate 0
      10-29-2012, 03:54 PM   #21
HMFC5-1
New Member
0

 
Drives: 320d M Sport
Join Date: Aug 2012
Location: Edinburgh


Posts: 5
iTrader: (0)

I paid 250 for Gap insurance from the dealer, 1 off payment paid when picking up the car
Appreciate 0
      10-29-2012, 03:54 PM   #22
Estoril1984
Private First Class
England
12

 
Estoril1984's Avatar
 
Drives: F31 320d MSport
Join Date: Oct 2012
Location: Cambridge


Posts: 156
iTrader: (0)

What's the more popular choice, BACK TO INVOICE or VEHICLE REPLACEMENT?
__________________
Estoril 11 F31 Msport & Mineral White M235i M Performance with MPE
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 10:24 PM.




f30post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST