F30POST
F30POST
2012-2015 BMW 3-Series and 4-Series Forum
BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BMW 3-Series and 4-Series Forum (F30 / F32) | F30POST > 2012-2019 BMW 3 and 4-Series Forums > 3 and 4 Series Ordering / Pricing / Order Tracking Forum (and European Delivery) > May 2013 Residuals and Money Factor?
Steve Thomas BMW
Post Reply
 
Thread Tools Search this Thread
      05-15-2013, 11:31 AM   #23
Kabrich
Lieutenant
 
Drives: '13 AH3 (335IH) 3F93 MSport
Join Date: May 2013
Location: Florida

Posts: 518
iTrader: (0)

Quote:
Originally Posted by Jason335iMsport View Post
They do get a flat but I believe it depends on the vehicle MSRP. You should have asked them or mentioned that up front about paying all your payments at once. You could have done the one pay lease which is exactly that
Actually I did everything you mention.

1) They just said flat fee. Wouldn't tell me what they got from BMWFS.

2) They said the most I could pay down was 33% of sale price, which was about $7k short of the 36 month total. Even with that, it saved VERY LITTLE MONEY ($700 over the 36 months...which I calculated was less than 1% - although they are charging much more for the lease).

I even had them run if I paid the ENTIRE amount upfront to pay down the lease, which they said BMWFS would not accept (above 33%). My monthly payments were still over $200 a month - or close to $8k, even though paying down to residual value upfront. At a $41k residual and over $200 a month, which means they are charging me well over 8% a year interest on the residual - while still taking the pay down up front.

Bottom line, none of it made any sense financially.
Kabrich is offline   United_States
0
Reply With Quote
      05-15-2013, 04:35 PM   #24
phx08
Lieutenant
 
phx08's Avatar
 
Drives: MKV Jetta
Join Date: Sep 2006
Location: PA

Posts: 480
iTrader: (0)

From this thread http://www.f30post.com/forums/showth...=826195&page=5

Quote:
Thought i'd share this here:


May buy rate lease money factor and residual value for a 36-month lease of a 2013 335 Sedan with 15,000 miles per year are .00127 and 62% for consumers who qualify for its top credit tiers.
phx08 is offline   United_States
0
Reply With Quote
      05-15-2013, 04:37 PM   #25
phx08
Lieutenant
 
phx08's Avatar
 
Drives: MKV Jetta
Join Date: Sep 2006
Location: PA

Posts: 480
iTrader: (0)

Quote:
Originally Posted by Ali@BMWMt.laurel View Post
The increase in residual. Have them run numbers based on both programs'
Glad to see Mtlaurel representing in the forums! hah

-Muhammad
phx08 is offline   United_States
0
Reply With Quote
      05-19-2013, 10:51 AM   #26
fjd426
Registered
 
Drives: 2011 328xi prem & cold pckg
Join Date: May 2013
Location: LI New York

Posts: 3
iTrader: (0)

I just negotiated 2013 335xi coupe with prem, M, cold, and prem sound package, rear sun shade, 12k miles, navi, 18 inch rims the works. Gotta up to 65%residual, MF .00127, $750loyalty, $1500rebate, $1000 off msrp, and a few hundred of other credits.
My payment = $599 for 36 months $1000 total due at signing. Should be one of the last 3series coupe to be built in the world. Very excited.

P.s. Test drove the new 4 door 3 but didn't like the soft steering not a big fan of the interior change. You should be able to negotiate the 3 coupe down being that they will be discontinued
fjd426 is offline  
0
Reply With Quote
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 12:43 AM.




f30post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST