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I always have a policy to "buy a bit more than what I think/feel I need" assuming I can afford it. By that logic, my advice is N55, you will never look back, never ask that "what if".
However, I didn't follow my own advice with N55 Vs. N63 as I felt that N55 fits everything I need perfectly and I simply didn't need more. They key though, I was absolutely 100% certain it was the right decision for me.
So, if you have any doubts, go with N55, but I doubt you really "need" more than N20, I recently had 228 loaner and it's a blast to drive.
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