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      11-19-2019, 01:18 PM   #62
Second Lieutenant

Drives: 2018 F30 340 xdrive M-Sport
Join Date: Sep 2012
Location: Brooklyn

iTrader: (0)

Originally Posted by Chihuahua View Post
There is so much misinformation in this thread it's scary. I'm always amazed at how little people know about collision damage and repair. Seriously, if you don't know what you're talking about just don't say anything.

OP, I would pursue an insurance claim. Your insurance company may or may not deny coverage, as you never granted permission for the other person to drive the car. It's more likely than not that they'll afford you coverage, but they could possibly deny coverage. Unlikely, but again prepare yourself for that.

As far as damage extent is concerned, it's tough to tell conclusively just based on those photos. You could certainly contact a few salvage yards to see what they'd buy the car for, but I'd still say your best bet is to pursue a claim with your insurer.

Best of luck, sorry this happened to you.
Curious, on what basis would insurance deny coverage?