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You can buy the extended warranty at the end of your factory warranty. For my e90 328 Xdrive it was discounted to $2650 for the Gold Extended warranty. It extended my coverage to 6 years 100,000 miles. Well worth it if you're keeping your car for more than 50,000 miles. A water pump on a e90 costs $650 plus labor and goes at 60,000 miles.
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