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After ten years, the depreciation has levelled to a point where there would be little difference between a car with a FBMWSH and one that has been serviced DIY. However, would I buy a car where the owner has done all servicing? No. The owner may well know what he/she is doing and be far more consciencious than a BMW dealership or and independent specialist, but I don't know whether the owner knows what he's doing or thinks he does, or even takes shortcuts because he/she is expecting to sell the car anyway and it won't be their problem any more.
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