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      12-09-2018, 04:53 PM   #23
Blubaron79
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Drives: 2021 M340i xDrive
Join Date: May 2009
Location: PA

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Quote:
Originally Posted by chiefneil View Post
Quote:
Originally Posted by Blubaron79 View Post
I had two incidents in the past 12 months:

Hit a brick in a bmw loaner on the highway, and then hit a deer before that in my own car.

It's the comprehensive deductible, not the collision. It's less than $100 a year more.
I’m surprised those were covered under comprehensive - hitting the deer in particular sounds like collision. Rule of thumb I was told is that if you were in the car and it was moving, then it’s collision.
If it jumps in front of you and you cannot avoid it: That is not your fault
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