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      05-17-2013, 10:48 AM   #14
New Member

Drives: 2013 328xi sedan sport
Join Date: May 2013
Location: S.I.N.Y.

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Originally Posted by phx08 View Post
First, welcome!

The MSD you get back vs. advanced payment (down) is just paying a portion of the lease 'up front'. So its pretty much a risk free investment when you consider the ROI (if done effectively) on the money saved each month - Awesome article here

Whats your tax rate?
N.Y. tax 8.875%
I read a few articles about the msd and the way I felt was that the money would be tied for at least 3 years. $6300 down on a lease I could not justify!! I feel that i would never see that money again because I know I will re-lease with BMW Essentially spending it. I know I would get it back if I walk away from BMW but I'm not anticipating that to happen anytime soon.