Quote:
Originally Posted by xenon
They wouldn't - you're specifically outside the T&C of the contract of insurance where they explicitly say that cover may be voided if you fail to declare, blah, blah.
I agree that they would be unlikely to find anything but they certainly wouldn't have to prove a contributory element if they did.
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I'm pretty sure they do, the government put a stop to insurance companies not paying out for modifications which didn't affect the claimed for incident. Insurance companies were taking the piss a few years ago, they even refused to pay out because a women had window stickers in her car!! But apparently all that has stopped now.