Be careful with Admiral & Churchill as they assume your car is totally standard with no factory fitted optional extras. I realised later on and added them on with around 20% increase in premiums. Doh
Direct line has given me the cheapest quotes over the last couple years. I'm 31 now, living in London with wife as named driver. 7 years plus NCB.
I've found building up your NCB is the best way to reduce your premiums.
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