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If the thermostat failed while you are still under the new car factory warranty, then it should to be covered in Canada.
However, in the US, their customers get an extended warranty on the thermostat for 10 years (iirc). As SSPADE mentioned, even when his car was out of new car factory warranty, he was able to get thermostat replaced, no issues. That is what we are missing in Canada ...a lot of the extended warranties/TSB/recalls that the BMWNA/BMWUSA gets.
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