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      12-11-2019, 04:20 PM   #64
m630
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Drives: '22 X4M Comp / ‘22 X3 / f136
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Quote:
Originally Posted by baege View Post
I get what you're saying, but when you are negotiating with the wife about dropping 150k on a sports car instead of contributing to a bigger downpayment of a house, then practicality does tend to creep in

If you buy a car that depreciates slowly and has low maintenance costs
as opposed to something like an aston martin that depreciates like a tank and has the potential for outrageous maintenance costs, the overall cost difference can be huge

so even though it's a large investment amount in a car, which seems impractical, the choice of what to invest in still matters, unless you are in a financial position where a difference of 5 to 10k a year in your financial situation doesn't matter, which I am not
....imho, if 5K - 10K a year impacts your annual finances, then you should not be buying an occasional driver for 150K, that seems insane.

And while im not the practical type, your wife may be right and you should do the financial comparison of putting down the additional 150K on the house vs the car and see what it looks like. If the interest costs and duration savings on the house significantly exceed the car enjoyment and depreciation, then u have a real decision to make.....
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