Quote:
Originally Posted by Localmotion
Based on your refinance rate, 2.75 I'm guessing you have excellent credit.... so that dealership screwed you with 6%....
when you have excellent credit you are in control... get pre-approved from a credit union / bank before you go, so you know you rate before signing anything. really surprised you signed before knowing your options, but live and learn.
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Pre-approval with an excellent rate often causes the dealer to match or beat the rate. Pre-approval is always worth having when walking into the dealer.