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      02-05-2016, 05:05 PM   #240
OneRib
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Drives: 2015 AY M3
Join Date: Mar 2013
Location: PA

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Quote:
Originally Posted by mbanks21
Quote:
Originally Posted by OneRib View Post
Why put any money down. Skip the 2k. Pay only the fees up front. if the 2k is the MSD then it wouldn't count as down payment money.
Otherwise great deal!
Okay that's the plan. I wasn't sure if the MSD money counts as money down or not. When I emailed then last year about a different car that was around $44K they tried to get me in a 320i which I don't understand how they can lease a 320i for $350-400. My credit score is just under 800.
MSD is separate from down payment but you get it back at lease end. The monthly cost of the lease is set by how much you are financing over those three years. Tweaking the residual and money factor make a huge difference especially if you negotiate the price down because the residual is based on msrp not the negotiated price. I'm sure there are people paying less for their M3 lease than others are paying for a 335 lease.
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2013 E92 M3 LMB (gone but not forgotten)
2015 AY F80 M3 ED 7/9/15 Drop off 7/20/15 Redelivery 8/25/15
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