Updated the main post to reflect the responses. List is growing which will help some come renewal time
Quote:
Originally Posted by SuperHamz
Have you thought about adding one of your parents as a named driver (as long as they're okay with it)
When in my 20's, my insurance with either my mum or dad (having both didn't make too much difference) as a named driver was significantly cheaper than not having them at all.
Insurance companies also like it if there is access to other cars in a household. I think 3 is the sweet spot as then they feel risk is spread.
Excess wise, I've found that £300 is usually gets the cheapest quote, anything lower or higher and the quotes get pushed up.
Also, 21 days before renewal gets you the cheapest quotes and make sure you clear you cookies before every quote.
HTH
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These points are key!! Each thing potentially reduced up to ~£150 with some brokers.