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      02-04-2013, 01:47 PM   #8
F30Alpine's Avatar

Drives: Alpine3
Join Date: Dec 2012
Location: United States

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Originally Posted by SamS View Post
It's not a penalty for paying off the loan early, it's a penalty where you lose the additional discounting (Loyalty, etc) if you don't make a minimum number of payments. In my case, it's 6 payments.

In other words, they are conditional-based discounts that you lose. These do not impact them sticker price of the car if you choose not to use BMW FS, or pay it off early.
Personally, i dont remember signing anything that says that if I pay off the lease before 6 months i get chargedback any incentives or anything at all for that matter.

I know there are some back end padding incentives for the dealer like finance reserve and other stuff, they get charged back for that, some up to a year
Originally Posted by MWM1166
Long story short. He was a huge black male. Probably 6'2" or taller and 250 lbs. He was angry as hell, and I am a tiny 5'4 white male. So, I did the only thing I could, I threw my car into reverse and no one was behind me, and I drove thru the red light as I went around him.