[Orient330iNYC]

this is a warning sign:
.00175 money factor

buy rate is 0.00130 not sure how they are marking it up that much unless you are waiving the security deposit and are not currently a bmwfs customer. even if you are, they are doing a pretty high bump.

39 month leases are the sweet spot right now, residual is 1% less than a 36 month.

what is your acq fee? msrp? selling price before cap cost reductions
cant really tell too much from what you posted without that info. but that payment seems really high for a modestly equipped 328i.

should be 100 less per month. you are correct, you are paying 335i money for a 328i

i ran the numbers for the deal on selling price and MF i got on my 335i m sport ( tech, dynamic, heated, pdc, backup cam) with the same cap cost reduction, tax rate and mileage as your lease (mine is a lower mileage, higher tax), and for a 39 month, 15K mile a year lease, i got a payment of 546 per month.