View Single Post
      07-05-2019, 11:42 AM   #5
capt_slow's Avatar

Drives: 2017 F31 328d
Join Date: Oct 2013
Location: SoCal

iTrader: (1)

Garage List
Originally Posted by AK415 View Post
The dealer I bought my car at offered 2.99% initially, but I was already approved for 2.6% at my credit union. The dealer later offered 1.99% if I buy extended warranty at the scene. I didn't want to add additional $3K on the principle so I stuck with my own credit union, plus I could always get it extended before factory one expires.
Great feedback. I'm starting to shop around for rates to keep my F31. My credit union is pretty competitive on rates, but I completely forgot about the BMWFS CPO rates. Nice to know the extra cost of CPO or warranty may negate the benefits of the better rate.

For warranty, you should check with your credit union to see if they offer mechanical breakdown coverage. Specifically, named exclusion coverage.
2017 328d xDrive Sports Wagon: Estoril Blue, Black Sensatec, Driver Assist Pkg, M-Sport Pkg, Premium Pkg, ACC, Side/Top Cameras, Park Assist, Nav, HK
2018 i3 Rex: Imperial Blue, Giga Brown leather w/ Carnum Cloth, Tech+Driver Assist Pkg, PDC, CarPlay